Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
REF Real Estate Franchises Oy
REF Real Estate Franchises Oy's registered office is Helsingfors. It is a limited company. The company was established on 2006-03-03. It operates in the industry of leasing of intellectual property and similar products, except copyrighted works. In its latest retained statement for 2025-12-31, revenue was €2,965,712 and operating profit was €201,636.
Business ID 2019179-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2019179-9
- Sector
- Leasing of intellectual property and similar products, except copyrighted works
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2006-03-03
- Business ID registration date
- 2006-02-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Runeberginkatu 58 B 14, 00260, Helsingfors
Phone: +358102999100Source observation
Email: [email protected]Source observation
Website: https://www.remax.fiSource observation
Instagram profile: https://www.instagram.com/remaxfinlandSource: company website
Facebook profile: https://www.facebook.com/remaxfinlandSource: company website
People and decision-makers
Aalto Pasi SakariToimitusjohtaja
About REF Real Estate Franchises Oy
Financial position and key figures for the company.
REF Real Estate Franchises Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2006-03-03. It operates in the industry of leasing of intellectual property and similar products, except copyrighted works. In its latest retained statement for 2025-12-31, revenue was €2,965,712 and operating profit was €201,636. The latest retained financial statement for 2025-12-31 shows revenue of €2,965,712 and profit for the financial year of €166,756. Based on the latest retained statement, revenue growth was +9.4%, operating margin was +6.6%, and equity ratio was +66.2%.
Auxiliary business names
Public alternate names materialized from source observations.
REF Real Estate Franchises Ltd
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth9.4%
Operating margin6.6%
Equity ratio66.2%
Revenue€2,965,712+€253,920 (+9.4%) vs previous periodPrevious: €2,711,792
Operating profit (loss)€201,636-€231,301 (-53.4%) vs previous periodPrevious: €432,937
Profit (loss) for the financial year€166,756-€216,489 (-56.5%) vs previous periodPrevious: €383,245
Assets€1,417,179+€136,336 (+10.6%) vs previous periodPrevious: €1,280,843
Balance-sheet contextLatest financial period
Profit before taxes€210,363Previous: €454,782
Employees10Previous: 7
Revenue trend4 periods
€2,996,115
2022-12-31
€2,432,757
2023-12-31
€2,711,792
2024-12-31
€2,965,712
2025-12-31
Operating profit (loss) trend4 periods
€455,498
2022-12-31
-€122,368
2023-12-31
€432,937
2024-12-31
€201,636
2025-12-31
Profit (loss) for the financial year trend4 periods
€388,081
2022-12-31
-€116,220
2023-12-31
€383,245
2024-12-31
€166,756
2025-12-31
Assets trend4 periods
€1,584,632
2022-12-31
€1,214,440
2023-12-31
€1,280,843
2024-12-31
€1,417,179
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
83/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
67/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 81.0 % | 71.5 % | 78.2 % | 66.2 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 14.9 % | -4.9 % | 15.5 % | 6.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2019179-9
VAT IDFI20191799
EU IDFIFPRO.2019179-9
MunicipalityHelsingfors
Current registered entries
2006-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2006-02-10Registered in Tax Administration (Prepayment Register)
2006-02-15Registered in Tax Administration (Tax Administration)
2006-03-03Registered in Patent and Registration Office (Trade Register)
2007-11-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Aalto Pasi SakariToimitusjohtajaSources: 4 · Confidence: 78%
Aalto Petri AhtiPuheenjohtajaSources: 4 · Confidence: 78%
Aalto Pasi SakariVarsinainen jäsenSources: 2 · Confidence: 78%
Ari Petteri MutanenSales Representative / MyyntineuvottelijaSources: 1 · Confidence: 76%
Fredrik VikströmPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodREF Real Estate Franchises Oy
Grade downgradedA2 → A3 · new analysis 2026-10-18
79/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueImproving
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
827 peersSolvency75%
Better than 75% of peers
Profitability58%
Better than 58% of peers
Revenue growth65%
Better than 65% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1879/100 · v0.15
A2 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-1780/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
69/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-05-06
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
REF Real Estate Franchises Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.