Business profile

Relite Invest Oy

Relite Invest Oy's registered office is Helsingfors. It is a limited company. The company was established on 2020-05-26. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €133,086 and operating profit was -€12,169.

Claim profileContact details
Business ID 3135788-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3135788-9
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Helsingfors
Company form
Limited company
Registration date
2020-05-26
Business ID registration date
2020-05-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pakilantie 113a C, 00670, Helsingfors

Phone: +358407702607Source observation

People and decision-makers

Terhemaa Ville HermanniToimitusjohtaja

About Relite Invest Oy

Financial position and key figures for the company.

Relite Invest Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2020-05-26. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €133,086 and operating profit was -€12,169. The latest retained financial statement for 2025-12-31 shows revenue of €133,086 and profit for the financial year of -€10,686. Based on the latest retained statement, revenue growth was -2.2%, operating margin was -9.1%, and equity ratio was +36.0%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Sijoituspalveluyhtiön sidonnaisasiamiestoiminta, vakuutusedustustoiminta,

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-2.2%
Operating margin-9.1%
Equity ratio36.0%
Revenue€133,086-€2,953 (-2.2%) vs previous periodPrevious: €136,039
Operating profit (loss)-€12,169-€23,109 (-211.2%) vs previous periodPrevious: €10,940
Profit (loss) for the financial year-€10,686-€24,161 (-179.3%) vs previous periodPrevious: €13,475
Assets€81,550-€18,461 (-18.5%) vs previous periodPrevious: €100,011
Balance-sheet contextLatest financial period
Profit before taxes-€8,284Previous: €15,144
Employees1Previous: No comparison value
Revenue trend5 periods
€76,913
2021-12-31
€92,881
2022-12-31
€132,411
2023-12-31
€136,039
2024-12-31
€133,086
2025-12-31
Operating profit (loss) trend5 periods
€6,925
2021-12-31
€2,642
2022-12-31
€12,912
2023-12-31
€10,940
2024-12-31
-€12,169
2025-12-31
Profit (loss) for the financial year trend5 periods
€5,206
2021-12-31
€2,113
2022-12-31
€24,039
2023-12-31
€13,475
2024-12-31
-€10,686
2025-12-31
Assets trend5 periods
€13,050
2021-12-31
€13,724
2022-12-31
€90,165
2023-12-31
€100,011
2024-12-31
€81,550
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
45/100 · Declining
36.0 %2024-12-31: 43.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginWeak
27/100 · Declining
-9.1 %2024-12-31: 8.0 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio49.6 %62.6 %36.2 %43.5 %36.0 %
Current ratio-----
Operating profit margin9.0 %2.8 %9.8 %8.0 %-9.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3135788-9
VAT IDFI31357889
EU IDFIFPRO.3135788-9
MunicipalityHelsingfors
Current registered entries
2020-05-13Registered in Tax Administration (Prepayment Register)
2020-05-26Registered in Tax Administration (Tax Administration)
2020-05-26Registered in Patent and Registration Office (Trade Register)
2025-05-01VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Terhemaa Ville HermanniToimitusjohtajaSources: 6 · Confidence: 78%
Terhemaa Ville HermanniVarsinainen jäsenSources: 3 · Confidence: 78%
Terhemaa Leena KatriinaVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryRelite Invest Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score58/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
74 peers
Solvency15%
Below 85% of peers
Profitability11%
Below 89% of peers
Revenue growth27%
Below 73% of peers
Supporting factors
  • Active registered status
  • Lower industry distress context
Risk factors to note
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B2
2026-10-1858/100 · v0.15
B2 → B2
  • Evidence quality: Strong financial evidence → Usable financial evidence.
B2
2026-09-2558/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsRajallinen
50/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-05-21

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Relite Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.