Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Business profile
Reload Oy
Reload Oy's registered office is Hartola. It is a limited company. The company was established on 1998-07-08. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €46,457 and operating profit was -€19,513.
Business ID 1477312-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1477312-7
- Sector
- Business and other management consultancy activities
- Municipality
- Hartola
- Company form
- Limited company
- Registration date
- 1998-07-08
- Business ID registration date
- 1998-07-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hauentie 5, 19600, Hartola
Website: https://www.reload.fiSource observation
About Reload Oy
Financial position and key figures for the company.
Reload Oy's location municipality is Hartola. It is a limited company. The company was established on 1998-07-08. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €46,457 and operating profit was -€19,513. The latest retained financial statement for 2025-12-31 shows revenue of €46,457 and profit for the financial year of -€17,234. Based on the latest retained statement, revenue growth was -26.2%, operating margin was -42.0%, and equity ratio was +93.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-26.2%
Operating margin-42.0%
Equity ratio93.4%
Balance-sheet contextLatest financial period
Other operating income€5,737Previous: €3,598
Inventory€1,361Previous: €2,076
Cash and bank€2,347Previous: €7,638
Retained earnings€36,133Previous: €47,448
Equity€27,899Previous: €48,276
Liabilities€1,978Previous: €5,478
Current assets€6,082Previous: €15,324
Current liabilities€1,978Previous: €5,478
Revenue trend2 periods
€62,908
2024-12-31
€46,457
2025-12-31
Operating profit (loss) trend2 periods
-€11,222
2024-12-31
-€19,513
2025-12-31
Profit (loss) for the financial year trend2 periods
-€8,172
2024-12-31
-€17,234
2025-12-31
Assets trend2 periods
€53,754
2024-12-31
€29,877
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
62/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 89.8 % | 93.4 % |
| Current ratio | 1.77x | 1.87x |
| Operating profit margin | -16.9 % | -37.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1477312-7
VAT IDFI14773127
EU IDFIFPRO.1477312-7
MunicipalityHartola
Current registered entries
1998-07-08Registered in Patent and Registration Office (Trade Register)
1998-07-13Registered in Tax Administration (Tax Administration)
2018-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-15Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableReload Oy
Grade downgradedA3 → B1 · new analysis 2026-09-17
67/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
55 peersSolvency76%
Better than 76% of peers
Profitability24%
Below 76% of peers
Liquidity85%
Better than 85% of peers
Revenue growth35%
Below 65% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings190 days after period end
177 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-17 23:4067/100 · v0.14
A3 → B1 · -5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3A3
2026-09-1472/100 · v0.13
B1 → A3 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1364/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 28 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-07-09
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-08.
This company profile has not been claimed yet
Reload Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.