Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Resto Fund Oy
Resto Fund Oy was declared bankrupt 2024-12-04. In its latest retained statement for 2023-04-30, revenue was €133,428 and operating profit was €27,147.
Business ID 3202386-4BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3202386-4
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-04-09
- Business ID registration date
- 2021-04-06
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Malminkaari 23 A, 00700, Helsingfors
About Resto Fund Oy
Financial position and key figures for the company.
Resto Fund Oy was declared bankrupt 2024-12-04. In its latest retained statement for 2023-04-30, revenue was €133,428 and operating profit was €27,147. The latest retained financial statement for 2023-04-30 shows revenue of €133,428 and profit for the financial year of €17,471. Based on the latest retained statement, revenue growth was +37.5%, operating margin was +20.3%, and equity ratio was +19.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth37.5%
Operating margin20.3%
Equity ratio19.0%
Balance-sheet contextLatest financial period
Cash and bank€542Previous: €575
Retained earnings€46,037Previous: €0
Equity€63,508Previous: €46,037
Liabilities€270,183Previous: €111,212
Current assets€238,285Previous: €155,452
Current liabilities€198,183Previous: €111,212
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
24/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID3202386-4
EU IDFIFPRO.3202386-4
MunicipalityHelsingfors
Current registered entries
2021-04-09Registered in Tax Administration (Tax Administration)
2021-04-09Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskResto Fund Oy
Grade unchangedD · new analysis 2026-10-17
29/100
Low
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
76 peersSolvency8%
Below 92% of peers
Profitability54%
Close to the peer-group midpoint
Liquidity15%
Below 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings248 days after period end
248 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1729/100 · v0.15
D → DD
2026-09-22 21:2329/100 · v0.14
D → D- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-04-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
D
2026-09-1429/100 · v0.14
D → D- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
D
2026-09-1329/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2024-12-04
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Resto Fund Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.