Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Riitta Turusen Sijoitus Oy
Riitta Turusen Sijoitus Oy's registered office is Lahti. It is a limited company. The company was established on 2015-08-01. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €36,318 and operating profit was -€1,872.
Business ID 2659216-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2659216-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2015-08-01
- Business ID registration date
- 2014-12-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Monontie 9 B, 15950, Lahti
About Riitta Turusen Sijoitus Oy
Financial position and key figures for the company.
Riitta Turusen Sijoitus Oy's location municipality is Lahti. It is a limited company. The company was established on 2015-08-01. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €36,318 and operating profit was -€1,872. The latest retained financial statement for 2025-12-31 shows revenue of €36,318 and profit for the financial year of -€2,012. Based on the latest retained statement, revenue growth was -0.1%, operating margin was -5.2%, and equity ratio was +95.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-0.1%
Operating margin-5.2%
Equity ratio95.2%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €5,835
Cash and bank€2,226Previous: €11,071
Advances received€700Previous: €700
Retained earnings€170,903Previous: €180,530
Equity€171,391Previous: €188,482
Liabilities€8,686Previous: €6,940
Current assets€2,226Previous: €17,571
Current liabilities€5,006Previous: €3,260
Revenue trend2 periods
€36,372
2024-12-31
€36,318
2025-12-31
Operating profit (loss) trend2 periods
€5,811
2024-12-31
-€1,872
2025-12-31
Profit (loss) for the financial year trend2 periods
€5,452
2024-12-31
-€2,012
2025-12-31
Assets trend2 periods
€195,421
2024-12-31
€180,077
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioWeak
15/100 · Declining
Operating profit marginWeak
37/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 96.8 % | 95.5 % |
| Current ratio | 3.40x | 0.44x |
| Operating profit margin | 13.8 % | -5.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2659216-3
EU IDFIFPRO.2659216-3
MunicipalityLahti
Current registered entries
2015-08-01Registered in Patent and Registration Office (Trade Register)
2015-08-05Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableRiitta Turusen Sijoitus Oy
Grade unchangedB1 · new analysis 2026-10-17
65/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
42 peersSolvency71%
Better than 71% of peers
Profitability38%
Below 62% of peers
Liquidity38%
Below 62% of peers
Revenue growth48%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings118 days after period end
119 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1765/100 · v0.15
B1 → B1B1
2026-09-18 22:0565/100 · v0.14
A3 → B1 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3A3
2026-09-1472/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-04-28
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Riitta Turusen Sijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.