Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Risto Koskio Oy
Risto Koskio Oy's registered office is Kotka. It is a limited company. The company was established on 1997-03-26. It operates in the industry of development of building projects. In its latest retained statement for 2026-03-31, revenue was €96,265 and operating profit was -€29,730.
Business ID 1083462-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1083462-3
- Sector
- Development of building projects
- Municipality
- Kotka
- Company form
- Limited company
- Registration date
- 1997-03-26
- Business ID registration date
- 1997-04-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: ORAVANTIE 67, 48230, Kotka
About Risto Koskio Oy
Financial position and key figures for the company.
Risto Koskio Oy's location municipality is Kotka. It is a limited company. The company was established on 1997-03-26. It operates in the industry of development of building projects. In its latest retained statement for 2026-03-31, revenue was €96,265 and operating profit was -€29,730. The latest retained financial statement for 2026-03-31 shows revenue of €96,265 and profit for the financial year of -€26,248. Based on the latest retained statement, revenue growth was -35.5%, operating margin was -30.9%, and equity ratio was +94.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-35.5%
Operating margin-30.9%
Equity ratio94.9%
Balance-sheet contextLatest financial period
Cash and bank€30,667Previous: €53,073
Retained earnings€102,240Previous: €96,656
Equity€78,515Previous: €109,763
Liabilities€4,238Previous: €8,332
Current assets€35,268Previous: €68,766
Current liabilities€4,238Previous: €8,332
Revenue trend2 periods
€149,150
2025-03-31
€96,265
2026-03-31
Operating profit (loss) trend2 periods
€10,440
2025-03-31
-€29,730
2026-03-31
Profit (loss) for the financial year trend2 periods
€10,584
2025-03-31
-€26,248
2026-03-31
Assets trend2 periods
€118,095
2025-03-31
€82,753
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2025-03-31 | 2026-03-31 |
|---|---|---|
| Equity ratio | 92.9 % | 94.9 % |
| Current ratio | 6.37x | 7.24x |
| Operating profit margin | 7.0 % | -30.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1083462-3
VAT IDFI10834623
EU IDFIFPRO.1083462-3
MunicipalityKotka
Current registered entries
1997-03-26Registered in Patent and Registration Office (Trade Register)
1997-04-01Registered in Tax Administration (Employer Register)
1997-04-01VAT-liable for business activity in Tax Administration (VAT Register)
1997-04-14Registered in Tax Administration (Tax Administration)
2008-04-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableRisto Koskio Oy
Grade unchangedB1 · new analysis 2026-10-18
64/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
250 peersSolvency73%
Better than 73% of peers
Profitability17%
Below 83% of peers
Liquidity84%
Better than 84% of peers
Revenue growth19%
Below 81% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings87 days after period end
167 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1864/100 · v0.15
B1 → B1B1
2026-09-28 17:2164/100 · v0.14
B1 → B1 · -5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2026-06-26
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Risto Koskio Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.