Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
RIY-Invest Oy
RIY-Invest Oy's registered office is Tampere. It is a limited company. The company was established on 1991-07-31. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-11-30, revenue was €30,804 and operating profit was €4,361.
Business ID 0863494-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0863494-8
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 1991-07-31
- Business ID registration date
- 1991-11-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haiharankatu 5 D 22, 33710, Tampere
About RIY-Invest Oy
Financial position and key figures for the company.
RIY-Invest Oy's location municipality is Tampere. It is a limited company. The company was established on 1991-07-31. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-11-30, revenue was €30,804 and operating profit was €4,361. The latest retained financial statement for 2025-11-30 shows revenue of €30,804 and profit for the financial year of €4,361. Based on the latest retained statement, revenue growth was +693.6%, operating margin was +14.2%, and equity ratio was -108.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth693.6%
Operating margin14.2%
Equity ratio-108.7%
Balance-sheet contextLatest financial period
Inventory€41,599Previous: €25,733
Cash and bank€813Previous: €4,718
Retained earnings-€58,859Previous: -€43,956
Equity-€46,088Previous: -€50,449
Liabilities€88,500Previous: €80,900
Current assets€42,412Previous: €30,451
Current liabilities€76,500Previous: €68,900
Revenue trend2 periods
€3,882
2024-11-30
€30,804
2025-11-30
Operating profit (loss) trend2 periods
-€14,903
2024-11-30
€4,361
2025-11-30
Profit (loss) for the financial year trend2 periods
-€14,903
2024-11-30
€4,361
2025-11-30
Assets trend2 periods
€30,451
2024-11-30
€42,412
2025-11-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioPassable
18/100 · Improving
Operating profit marginGood
85/100 · Improving
Ratio history
| Ratio | 2024-11-30 | 2025-11-30 |
|---|---|---|
| Equity ratio | -165.7 % | -108.7 % |
| Current ratio | 0.44x | 0.55x |
| Operating profit margin | -383.9 % | 14.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0863494-8
EU IDFIFPRO.0863494-8
MunicipalityTampere
Current registered entries
1991-07-31Registered in Patent and Registration Office (Trade Register)
1991-11-06Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryRIY-Invest Oy
Grade unchangedB2 · new analysis 2026-10-18
57/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
75 peersSolvency3%
Below 97% of peers
Profitability63%
Better than 63% of peers
Liquidity51%
Close to the peer-group midpoint
Revenue growth100%
Better than 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings108 days after period end
78 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1857/100 · v0.15
B2 → B2B2
2026-09-24 06:0757/100 · v0.14
A3 → B2 · -18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1366/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 35 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-03-18
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-06.
This company profile has not been claimed yet
RIY-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.