Business profile

RMJ Talo oy

RMJ Talo oy's registered office is Adress Okänd. It is a limited company. The company was established on 2021-05-06. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2021-12-31, revenue was €113,424 and operating profit was €8,669.

Claim profileContact details
Business ID 3206532-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3206532-7
Sector
Construction of residential and non-residential buildings
Municipality
Adress Okänd
Company form
Limited company
Registration date
2021-05-06
Business ID registration date
2021-04-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: 00000, Adress Okänd

About RMJ Talo oy

Financial position and key figures for the company.

RMJ Talo oy's location municipality is Adress Okänd. It is a limited company. The company was established on 2021-05-06. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2021-12-31, revenue was €113,424 and operating profit was €8,669. The latest retained financial statement for 2021-12-31 shows revenue of €113,424 and profit for the financial year of €8,288. Based on the latest retained statement, revenue growth was not currently available, operating margin was +7.6%, and equity ratio was +30.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2021-12-31

Imported periods1
PRH parsed1
Profile sourcePRH/XBRL financial statement
Derived indicators
Operating margin7.6%
Equity ratio30.4%
Balance-sheet contextLatest financial period
Cash and bank€10,732Previous: No comparison value
Equity€6,626Previous: No comparison value
Liabilities€15,166Previous: No comparison value
Current assets€21,792Previous: No comparison value
Current liabilities€15,166Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
38/100 · Trend unavailable
30.4 %Comparison period is not available from the source
Current ratioPassable
24/100 · Trend unavailable
0.71xComparison period is not available from the source
Operating profit marginSatisfactory
69/100 · Trend unavailable
7.6 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3206532-7
EU IDFIFPRO.3206532-7
MunicipalityAdress Okänd
Current registered entries
2021-05-06Registered in Tax Administration (Tax Administration)
2021-05-06Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableRMJ Talo oy
Grade unchangedB1 · new analysis 2026-10-18
Model score60/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
103 peers
Solvency50%
Close to the peer-group midpoint
Profitability69%
Better than 69% of peers
Liquidity68%
Better than 68% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag183 days after period end
Typical registration lag183 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Weak current ratio
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1860/100 · v0.15
B1 → B1
B1
2026-09-30 13:2060/100 · v0.14
B2 → B1 · +10 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-10-02

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2021-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

RMJ Talo oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.