Risk grade updatedRisk gradeEvidence verified
11 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
ROA Oy
ROA Oy's registered office is Oulu. It is a limited company. The company was established on 2019-08-01. It operates in the industry of specialised wholesale of other construction materials and sanitary equipment.
Business ID 3015437-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3015437-7
- Sector
- Specialised wholesale of other construction materials and sanitary equipment
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2019-08-01
- Business ID registration date
- 2019-07-31
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Halmekuja 3, 90410, Oulu
Website: https://www.nakosoppi.fiSource observation
People and decision-makers
Mertaniemi Toivo LauriToimitusjohtaja
About ROA Oy
Financial position and key figures for the company.
ROA Oy's location municipality is Oulu. It is a limited company. The company was established on 2019-08-01. It operates in the industry of specialised wholesale of other construction materials and sanitary equipment. The latest retained financial statement for 2025-12-31 shows revenue of €38,305 and profit for the financial year of -€2,400. Based on the latest retained statement, revenue growth was -40.2%, operating margin was not currently available, and equity ratio was +97.9%.
Auxiliary business names
Public alternate names materialized from source observations.
ROA Ltd
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-40.2%
Equity ratio97.9%
Revenue€38,305-€25,716 (-40.2%) vs previous periodPrevious: €64,021
Profit (loss) for the financial year-€2,400+€1,142 (+32.2%) vs previous periodPrevious: -€3,542
Assets€7,344-€4,556 (-38.3%) vs previous periodPrevious: €11,900
Balance-sheet contextLatest financial period
Profit before taxes-€2,400Previous: -€3,542
Employees2Previous: 2
Revenue trend5 periods
€33,610
2021-12-31
€33,233
2022-12-31
€91,883
2023-12-31
€64,021
2024-12-31
€38,305
2025-12-31
Operating profit (loss) trend4 periods
€937
2021-12-31
€264
2022-12-31
€11,710
2023-12-31
-€3,543
2024-12-31
Profit (loss) for the financial year trend5 periods
€748
2021-12-31
€207
2022-12-31
€9,368
2023-12-31
-€3,542
2024-12-31
-€2,400
2025-12-31
Assets trend5 periods
€4,318
2021-12-31
€4,387
2022-12-31
€21,500
2023-12-31
€11,900
2024-12-31
€7,344
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 82.4 % | 85.8 % | 61.1 % | 80.6 % | 97.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 2.7 % | 0.8 % | 12.7 % | -5.5 % | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3015437-7
VAT IDFI30154377
EU IDFIFPRO.3015437-7
MunicipalityOulu
Current registered entries
2019-07-31VAT-liable for business activity in Tax Administration (VAT Register)
2019-07-31Registered in Tax Administration (Prepayment Register)
2019-08-01Registered in Tax Administration (Tax Administration)
2019-08-01Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Mertaniemi Toivo LauriToimitusjohtajaSources: 5 · Confidence: 78%
Mertaniemi Toivo LauriVarsinainen jäsenSources: 2 · Confidence: 78%
Mertaniemi Eino MattiVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableROA Oy
62/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityNot enough history
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
84 peersSolvency85%
Better than 85% of peers
Revenue growth23%
Below 77% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Sharp year-over-year revenue drop
B1
2026-10-11
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
43/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-02-11
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ROA Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.