Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Business profile
RTJ Service Oy
RTJ Service Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2015-10-05. It operates in the industry of retail sale of touring caravans and other motor vehicles. In its latest retained statement for 2025-09-30, revenue was €25,483 and operating profit was -€69,934.
Business ID 2715060-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2715060-7
- Sector
- Retail sale of touring caravans and other motor vehicles
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2015-10-05
- Business ID registration date
- 2015-10-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Korkalonkatu 11 A 19, 96100, Rovaniemi
Phone: +358503480319Source observation
Email: [email protected]Source observation
Website: https://www.aistek.fiSource observation
People and decision-makers
Törmälä Risto JuhaniToimitusjohtaja
About RTJ Service Oy
Financial position and key figures for the company.
RTJ Service Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2015-10-05. It operates in the industry of retail sale of touring caravans and other motor vehicles. In its latest retained statement for 2025-09-30, revenue was €25,483 and operating profit was -€69,934. The latest retained financial statement for 2025-09-30 shows revenue of €25,483 and profit for the financial year of -€71,133. Based on the latest retained statement, revenue growth was -83.1%, operating margin was -274.4%, and equity ratio was +9.8%.
Auxiliary business names
Public alternate names materialized from source observations.
Crossroad Fishing ServiceCrossroad Machine ServiceST HoivapalvelutWilla Wishing Well
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on matkailuvaunujen ja muualla luokittelemattomien moottoriajoneuvojen vähittäiskauppa, vuokraus ja huolto, koneiden ja laitteiden vuokraus, myynti, osto ja maahantuonti, arvopaperikauppa, majoitus ja catering -toiminta, kalastus, kalastustarvikkeiden valmistus, myynti, osto, maahantuonti ja -vienti, veneiden osto ja myynti, kalastusmatkailupalvelut ja elämysmatkailu, kotihoito- ja hoivapalvelut sekä kaikki muu laillinen liiketoiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
6
2
Combined source
Derived indicators
Revenue growth-83.1%
Operating margin-274.4%
Equity ratio9.8%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,904
Cash and bank€13,294Previous: €28,310
Retained earnings€71,259Previous: €57,276
Profit before taxes-€71,133Previous: €20,395
Equity€2,626Previous: €80,172
Liabilities€24,312Previous: €38,950
Current assets€24,230Previous: €107,135
Current liabilities€24,312Previous: €38,950
Employees1Previous: 1
Revenue trend5 periods
€268,271
2021-09-30
€351,880
2022-09-30
€93,436
2023-09-30
€151,069
2024-09-30
€25,483
2025-09-30
Operating profit (loss) trend5 periods
€20,547
2021-09-30
€86,292
2022-09-30
-€20,801
2023-09-30
€19,477
2024-09-30
-€69,934
2025-09-30
Profit (loss) for the financial year trend5 periods
€10,824
2021-09-30
€63,157
2022-09-30
-€21,473
2023-09-30
€20,396
2024-09-30
-€71,133
2025-09-30
Assets trend5 periods
€128,973
2021-09-30
€176,448
2022-09-30
€89,061
2023-09-30
€119,122
2024-09-30
€26,938
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
12/100 · Declining
Current ratioPassable
18/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | 26.0 % | 52.9 % | 73.0 % | 67.3 % | 9.8 % |
| Current ratio | - | - | - | 0.73x | 0.55x |
| Operating profit margin | 7.7 % | 20.9 % | -22.3 % | 12.7 % | -274.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2715060-7
VAT IDFI27150607
EU IDFIFPRO.2715060-7
MunicipalityRovaniemi
Current registered entries
2015-09-23VAT-liable for business activity in Tax Administration (VAT Register)
2015-10-01Registered in Tax Administration (Prepayment Register)
2015-10-05Registered in Tax Administration (Tax Administration)
2015-10-05Registered in Patent and Registration Office (Trade Register)
2020-05-19VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Törmälä Risto JuhaniToimitusjohtajaSources: 4 · Confidence: 78%
Törmälä Sinikka HelleviVarajäsenSources: 2 · Confidence: 78%
Törmälä Risto JuhaniVarsinainen jäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskRTJ Service Oy
Grade downgradedB1 → C · new analysis 2026-09-24
39/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
282 peersSolvency28%
Below 72% of peers
Profitability8%
Below 92% of peers
Liquidity58%
Better than 58% of peers
Revenue growth9%
Below 91% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings105 days after period end
123 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsC
2026-09-24 17:3439/100 · v0.14
B1 → C · -27 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-24
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-01-13
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
RTJ Service Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.