Business profile

Ruma Invest Oy

Ruma Invest Oy's registered office is Oulu. It is a limited company. The company was established on 2018-01-09. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €8,400 and operating profit was -€13,399.

Claim profileContact details
Business ID 2878563-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2878563-9
Sector
Rental and operating of own or leased non-residential real estate
Municipality
Oulu
Company form
Limited company
Registration date
2018-01-09
Business ID registration date
2017-12-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kirkkokatu 8 as. 9, 90100, Oulu

About Ruma Invest Oy

Financial position and key figures for the company.

Ruma Invest Oy's location municipality is Oulu. It is a limited company. The company was established on 2018-01-09. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-12-31, revenue was €8,400 and operating profit was -€13,399. The latest retained financial statement for 2025-12-31 shows revenue of €8,400 and profit for the financial year of -€13,920. Based on the latest retained statement, revenue growth was -21.3%, operating margin was -159.5%, and equity ratio was +2.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods7
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-21.3%
Operating margin-159.5%
Equity ratio2.8%
Revenue€8,400-€2,277 (-21.3%) vs previous periodPrevious: €10,677
Operating profit (loss)-€13,399-€985 (-7.9%) vs previous periodPrevious: -€12,413
Profit (loss) for the financial year-€13,920-€11,083 (-390.7%) vs previous periodPrevious: -€2,837
Assets€108,529+€1,160 (+1.1%) vs previous periodPrevious: €107,369
Balance-sheet contextLatest financial period
Cash and bank€4,478Previous: €1,375
Retained earnings€14,486Previous: €17,323
Equity€3,067Previous: €16,986
Liabilities€105,462Previous: €90,383
Current assets€4,478Previous: €1,375
Current liabilities€1,949Previous: €1,583
Revenue trend2 periods
€10,677
2024-12-31
€8,400
2025-12-31
Operating profit (loss) trend2 periods
-€12,413
2024-12-31
-€13,399
2025-12-31
Profit (loss) for the financial year trend2 periods
-€2,837
2024-12-31
-€13,920
2025-12-31
Assets trend2 periods
€107,369
2024-12-31
€108,529
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
4/100 · Declining
2.8 %2024-12-31: 15.8 %
Current ratioGood
77/100 · Improving
2.30x2024-12-31: 0.87x
Operating profit marginWeak
0/100 · Declining
-159.5 %2024-12-31: -116.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio15.8 %2.8 %
Current ratio0.87x2.30x
Operating profit margin-116.3 %-159.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2878563-9
VAT IDFI28785639
EU IDFIFPRO.2878563-9
MunicipalityOulu
Current registered entries
2017-12-29VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2018-01-09Registered in Patent and Registration Office (Trade Register)
2018-01-17Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskRuma Invest Oy
Grade unchangedC · new analysis 2026-10-17
Model score37/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
210 peers
Solvency18%
Below 82% of peers
Profitability7%
Below 93% of peers
Liquidity76%
Better than 76% of peers
Revenue growth22%
Below 78% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag8 days after period end
Typical registration lag32 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
C
2026-10-1737/100 · v0.15
C → C
C
2026-10-02 22:2737/100 · v0.14
B1 → C · -27 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1564/100 · v0.14
B1 → B1 · +4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
60/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

9 register eventsLatest event: 2026-01-08

Financial statements availability

Available financial statement periods and PRH source filings.

7 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Ruma Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.