Business profile

Ruukin Villa Oy

Ruukin Villa Oy's registered office is Ruukki. It is a limited company. The company was established on 1992-09-09. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €646,893 and operating profit was €69,125.

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Business ID 0916856-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0916856-3
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Ruukki
Company form
Limited company
Registration date
1992-09-09
Business ID registration date
1993-02-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ahlströmintie 1 C, 92400, Ruukki

Phone: +358504922666Source observation

Website: https://ruukinvilla.fiSource observation

People and decision-makers

Toppila Matti SakariToimitusjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details

About Ruukin Villa Oy

Financial position and key figures for the company.

Ruukin Villa Oy's location municipality is Ruukki. It is a limited company. The company was established on 1992-09-09. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €646,893 and operating profit was €69,125. Based on the latest retained statement, revenue growth was +1.6%, operating margin was +10.7%, and equity ratio was +46.5%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth1.6%
Operating margin10.7%
Equity ratio46.5%
Revenue€646,893+€10,493 (+1.6%) vs previous periodPrevious: €636,400
Operating profit (loss)€69,125+€154,707 (+180.8%) vs previous periodPrevious: -€85,582
Assets€3,011,534-€91,848 (-3.0%) vs previous periodPrevious: €3,103,382
Balance-sheet contextLatest financial period
Revenue trend4 periods
€862,552
2022-12-31
€777,102
2023-12-31
€636,400
2024-12-31
€646,893
2025-12-31
Operating profit (loss) trend4 periods
€129,985
2022-12-31
€91,429
2023-12-31
-€85,582
2024-12-31
€69,125
2025-12-31
Assets trend4 periods
€3,360,415
2022-12-31
€3,399,414
2023-12-31
€3,103,382
2024-12-31
€3,011,534
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
58/100 · Improving
46.5 %2024-12-31: 44.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginGood
77/100 · Improving
10.7 %2024-12-31: -13.4 %
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio35.8 %41.0 %44.3 %46.5 %
Current ratio----
Operating profit margin15.1 %11.8 %-13.4 %10.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0916856-3
VAT IDFI09168563
EU IDFIFPRO.0916856-3
MunicipalityRuukki
Current registered entries
1992-09-09Registered in Patent and Registration Office (Trade Register)
1993-02-11Registered in Tax Administration (Tax Administration)
2017-06-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Direct contact details available for logged-in users.

Toppila Matti SakariToimitusjohtajaSources: 4 · Confidence: 78%
Laakso Matti JuhaniPuheenjohtajaSources: 4 · Confidence: 78%
Eirola Sinikka MariaVarsinainen jäsenSources: 4 · Confidence: 78%
Ruopsa Jukka KullervoVarsinainen jäsenSources: 4 · Confidence: 78%
Terho Arttu EinariVarsinainen jäsenSources: 3 · Confidence: 78%
Sirén Päivi HelenaVarsinainen jäsenSources: 2 · Confidence: 78%
Juha VääräläPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodRuukin Villa Oy
Grade downgradedA2 → A3 · new analysis 2026-10-17
Model score79/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueDeteriorating
ProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
149 peers
Solvency47%
Close to the peer-group midpoint
Profitability40%
Below 60% of peers
Revenue growth64%
Better than 64% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1779/100 · v0.15
A2 → A3 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-10-0980/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 34 years of registry continuity.

Registry and status signalsSeurattava
72/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
9 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

20 register eventsLatest event: 2025-08-07

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Ruukin Villa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.