Business profile

RVA Group Oy

RVA Group Oy's registered office is Rusko. It is a limited company. The company was established on 2023-10-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €31,985 and operating profit was €226.

Claim profileContact details
Business ID 3395681-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3395681-8
Sector
Activities of insurance agents and brokers
Municipality
Rusko
Company form
Limited company
Registration date
2023-10-16
Business ID registration date
2023-10-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Santalankulmantie 5 C 11, 21290, Rusko

About RVA Group Oy

Financial position and key figures for the company.

RVA Group Oy's location municipality is Rusko. It is a limited company. The company was established on 2023-10-16. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €31,985 and operating profit was €226. The latest retained financial statement for 2025-12-31 shows revenue of €31,985 and profit for the financial year of €177. Based on the latest retained statement, revenue growth was +137.6%, operating margin was +0.7%, and equity ratio was +69.2%.

Financial highlights

Key figures from the latest financial period.

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Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth137.6%
Operating margin0.7%
Equity ratio69.2%
Revenue€31,985+€18,521 (+137.6%) vs previous periodPrevious: €13,464
Operating profit (loss)€226-€84 (-27.2%) vs previous periodPrevious: €310
Profit (loss) for the financial year€177-€71 (-28.5%) vs previous periodPrevious: €248
Assets€615+€257 (+71.7%) vs previous periodPrevious: €358
Balance-sheet contextLatest financial period
Cash and bank€208Previous: €181
Retained earnings€248Previous: €0
Equity€425Previous: €248
Liabilities€189Previous: €110
Current assets€615Previous: €358
Current liabilities€189Previous: €110
Revenue trend2 periods
€13,464
2024-12-31
€31,985
2025-12-31
Operating profit (loss) trend2 periods
€310
2024-12-31
€226
2025-12-31
Profit (loss) for the financial year trend2 periods
€248
2024-12-31
€177
2025-12-31
Assets trend2 periods
€358
2024-12-31
€615
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
86/100 · Declining
69.2 %2024-12-31: 69.3 %
Current ratioSatisfactory
37/100 · Declining
1.10x2024-12-31: 1.65x
Operating profit marginPassable
52/100 · Declining
0.7 %2024-12-31: 2.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio69.3 %69.2 %
Current ratio1.65x1.10x
Operating profit margin2.3 %0.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3395681-8
VAT IDFI33956818
EU IDFIFPRO.3395681-8
MunicipalityRusko
Current registered entries
2023-10-09Registered in Tax Administration (Prepayment Register)
2023-10-16Registered in Tax Administration (Tax Administration)
2023-10-16Registered in Patent and Registration Office (Trade Register)
2025-11-18VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodRVA Group Oy
Grade upgradedB2 → A3 · new analysis 2026-09-17
Model score71/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
741 peers
Solvency56%
Better than 56% of peers
Profitability55%
Better than 55% of peers
Liquidity85%
Better than 85% of peers
Revenue growth95%
Better than 95% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag45 days after period end
Typical registration lag49 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-09-17 21:4371/100 · v0.14
B2 → A3 · +18 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1453/100 · v0.14
B2 → B2
B2
2026-09-1453/100 · v0.13
B2 → B2 · -2 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1355/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-17
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
42/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

4 register eventsLatest event: 2026-02-14

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-08.

This company profile has not been claimed yet

RVA Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.