Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.Business profile
S-padi Oy
S-padi Oy's registered office is Lahti. It is a limited company. The company was established on 2021-12-07. It operates in the industry of electrical installation. In its latest retained statement for 2025-07-31, revenue was €71,458 and operating profit was €1,825.
Business ID 3250266-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3250266-2
- Sector
- Electrical installation
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2021-12-07
- Business ID registration date
- 2021-11-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mariankatu 19 B 30, 15110, Lahti
About S-padi Oy
Financial position and key figures for the company.
S-padi Oy's location municipality is Lahti. It is a limited company. The company was established on 2021-12-07. It operates in the industry of electrical installation. In its latest retained statement for 2025-07-31, revenue was €71,458 and operating profit was €1,825. The latest retained financial statement for 2025-07-31 shows revenue of €71,458 and profit for the financial year of €1,138. Based on the latest retained statement, revenue growth was +42.6%, operating margin was +2.6%, and equity ratio was +77.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth42.6%
Operating margin2.6%
Equity ratio77.5%
Balance-sheet contextLatest financial period
Cash and bank€17,473Previous: €20,851
Retained earnings€19,615Previous: €32,109
Equity€21,731Previous: €22,292
Liabilities€6,316Previous: €4,439
Current assets€27,077Previous: €25,438
Current liabilities€6,316Previous: €4,439
Revenue trend2 periods
€50,120
2024-07-31
€71,458
2025-07-31
Operating profit (loss) trend2 periods
-€10,289
2024-07-31
€1,825
2025-07-31
Profit (loss) for the financial year trend2 periods
-€10,794
2024-07-31
€1,138
2025-07-31
Assets trend2 periods
€26,731
2024-07-31
€28,046
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
97/100 · Declining
Current ratioGood
92/100 · Declining
Operating profit marginPassable
56/100 · Improving
Ratio history
| Ratio | 2024-07-31 | 2025-07-31 |
|---|---|---|
| Equity ratio | 83.4 % | 77.5 % |
| Current ratio | 4.70x | 2.77x |
| Operating profit margin | -20.5 % | 2.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3250266-2
VAT IDFI32502662
EU IDFIFPRO.3250266-2
MunicipalityLahti
Current registered entries
2021-11-23VAT-liable for business activity in Tax Administration (VAT Register)
2021-11-23Registered in Tax Administration (Prepayment Register)
2021-12-07Registered in Tax Administration (Tax Administration)
2021-12-07Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodS-padi Oy
Grade unchangedA3 · new analysis 2026-10-17
70/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
ProfitabilityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
41 peersSolvency73%
Better than 73% of peers
Profitability49%
Close to the peer-group midpoint
Liquidity80%
Better than 80% of peers
Revenue growth73%
Better than 73% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings225 days after period end
226 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1770/100 · v0.15
A3 → A3A3
2026-09-26 17:2670/100 · v0.14
B3 → A3 · +24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1546/100 · v0.14
B2 → B3 · -5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1451/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
52/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-03-13
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
S-padi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.