Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
SA Laatoitus Oy
SA Laatoitus Oy's registered office is Vanda. It is a limited company. The company was established on 2018-03-19. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €781,022 and operating profit was €37,010.
Business ID 2882598-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2882598-7
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2018-03-19
- Business ID registration date
- 2018-01-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lammaskuja 4 C 32, 01710, Vanda
About SA Laatoitus Oy
Financial position and key figures for the company.
SA Laatoitus Oy's location municipality is Vanda. It is a limited company. The company was established on 2018-03-19. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €781,022 and operating profit was €37,010. The latest retained financial statement for 2025-12-31 shows revenue of €781,022 and profit for the financial year of €22,002. Based on the latest retained statement, revenue growth was +56.0%, operating margin was +4.7%, and equity ratio was +10.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth56.0%
Operating margin4.7%
Equity ratio10.9%
Balance-sheet contextLatest financial period
Other operating income€22,209Previous: €0
Cash and bank€20,406Previous: €44,186
Advances received€0Previous: €60
Retained earnings-€11,368Previous: -€50,091
Equity€13,134Previous: €10,879
Liabilities€107,665Previous: €79,329
Current assets€114,101Previous: €81,278
Current liabilities€107,665Previous: €66,652
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
14/100 · Declining
Current ratioWeak
6/100 · Declining
Operating profit marginSatisfactory
62/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2882598-7
VAT IDFI28825987
EU IDFIFPRO.2882598-7
MunicipalityVanda
Current registered entries
2018-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-02-01Registered in Tax Administration (Prepayment Register)
2018-03-01Registered in Tax Administration (Employer Register)
2018-03-19Registered in Tax Administration (Tax Administration)
2018-03-19Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSA Laatoitus Oy
Grade unchangedB3 · new analysis 2026-10-18
47/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
137 peersSolvency20%
Below 80% of peers
Profitability58%
Better than 58% of peers
Liquidity39%
Below 61% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings276 days after period end
276 days after period end
1 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1847/100 · v0.15
B3 → B3B3
2026-10-1747/100 · v0.15
B3 → B3B3
2026-10-16 08:3147/100 · v0.14
B2 → B3 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-2751/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
67/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Financial statement availableFinancialEvidence verified
3 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-12-15
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SA Laatoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.