Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Saarela Palvelut Oy
Saarela Palvelut Oy's registered office is Vaasa. It is a limited company. The company was established on 2015-01-01. It operates in the industry of freight transport by road. In its latest retained statement for 2025-12-31, revenue was €438,207 and operating profit was -€25,166.
Business ID 2658838-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2658838-3
- Sector
- Freight transport by road
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 2015-01-01
- Business ID registration date
- 2014-12-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Liisanlehdontie 6, 65380, Vaasa
Phone: +358400668314Source observation
Website: https://saarelapalvelut.fiSource observation
People and decision-makers
Stig Toni ValtterToimitusjohtaja
About Saarela Palvelut Oy
Financial position and key figures for the company.
Saarela Palvelut Oy's location municipality is Vaasa. It is a limited company. The company was established on 2015-01-01. It operates in the industry of freight transport by road. In its latest retained statement for 2025-12-31, revenue was €438,207 and operating profit was -€25,166. The latest retained financial statement for 2025-12-31 shows revenue of €438,207 and profit for the financial year of -€26,630. Based on the latest retained statement, revenue growth was -17.1%, operating margin was -5.7%, and equity ratio was -10.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on kuljetus- ja muuttopalveluiden tuottaminen. Yhtiö voi vuokrata varastotiloja sekä kuljetuskalustoa Yhtiö voi omistaa, ostaa, hallita, vuokrata ja myydä osakkeita ja kiinteistöjä ja käydä niillä kauppaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
Combined source
Derived indicators
Revenue growth-17.1%
Operating margin-5.7%
Equity ratio-10.8%
Balance-sheet contextLatest financial period
Other operating income€7,759Previous: €200
Cash and bank€12,430Previous: €27,597
Retained earnings-€5,857Previous: -€56,237
Profit before taxes-€26,630Previous: €50,379
Equity-€7,365Previous: €19,266
Liabilities€73,653Previous: €55,858
Current assets€47,103Previous: €63,901
Current liabilities€52,018Previous: €55,858
Employees7Previous: 7
Revenue trend5 periods
€462,413
2021-12-31
€558,454
2022-12-31
€492,039
2023-12-31
€528,848
2024-12-31
€438,207
2025-12-31
Operating profit (loss) trend5 periods
-€5,065
2021-12-31
€4,463
2022-12-31
-€48,308
2023-12-31
€51,469
2024-12-31
-€25,166
2025-12-31
Profit (loss) for the financial year trend5 periods
-€6,079
2021-12-31
€3,920
2022-12-31
-€4,957,727
2023-12-31
€50,379
2024-12-31
-€26,630
2025-12-31
Assets trend5 periods
€104,018
2021-12-31
€96,320
2022-12-31
€90,863
2023-12-31
€75,123
2024-12-31
€66,289
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
30/100 · Declining
Operating profit marginWeak
36/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 14.0 % | 18.9 % | -26.0 % | 25.3 % | -10.8 % |
| Current ratio | 1.07x | 1.17x | 0.82x | 1.14x | 0.90x |
| Operating profit margin | -1.1 % | 0.7 % | -9.8 % | 9.6 % | -5.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2658838-3
VAT IDFI26588383
EU IDFIFPRO.2658838-3
MunicipalityVaasa
Current registered entries
2015-01-01Registered in Tax Administration (Employer Register)
2015-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2015-01-01Registered in Tax Administration (Prepayment Register)
2015-01-01Registered in Patent and Registration Office (Trade Register)
2015-01-15Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Stig Toni ValtterToimitusjohtajaSources: 3 · Confidence: 78%
Lehto Markku KaleviTilintarkastajaSources: 2 · Confidence: 78%
Saarela Pirjo AnneliVarajäsenSources: 2 · Confidence: 78%
Stig Toni ValtterVarsinainen jäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskSaarela Palvelut Oy
Grade unchangedD · new analysis 2026-10-17
22/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
183 peersSolvency12%
Below 88% of peers
Profitability10%
Below 90% of peers
Liquidity54%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings134 days after period end
134 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1722/100 · v0.15
D → DD
2026-09-22 15:4822/100 · v0.14
B2 → D · -36 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1458/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2025-04-17
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Saarela Palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.