Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B1.Business profile
SaarEst Oy
SaarEst Oy's registered office is Kylmälä. It is a limited company. The company was established on 2021-12-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2024-11-30, revenue was €58,905 and operating profit was €10,583.
Business ID 3250362-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3250362-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kylmälä
- Company form
- Limited company
- Registration date
- 2021-12-15
- Business ID registration date
- 2021-11-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Eskonmäentie 25, 02540, Kylmälä
About SaarEst Oy
Financial position and key figures for the company.
SaarEst Oy's location municipality is Kylmälä. It is a limited company. The company was established on 2021-12-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2024-11-30, revenue was €58,905 and operating profit was €10,583. The latest retained financial statement for 2024-11-30 shows revenue of €58,905 and profit for the financial year of €8,213. Based on the latest retained statement, revenue growth was -5.1%, operating margin was +18.0%, and equity ratio was +75.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-11-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-5.1%
Operating margin18.0%
Equity ratio75.1%
Balance-sheet contextLatest financial period
Other operating income€443Previous: €338
Cash and bank€329Previous: €0
Retained earnings€10,693Previous: €0
Equity€18,905Previous: €10,693
Liabilities€4,230Previous: €8,664
Current assets€25,189Previous: €22,030
Current liabilities€4,230Previous: €8,664
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
94/100 · Improving
Current ratioWeak
3/100 · Improving
Operating profit marginGood
95/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3250362-2
VAT IDFI32503622
EU IDFIFPRO.3250362-2
MunicipalityKylmälä
Current registered entries
2021-11-24VAT-liable for business activity in Tax Administration (VAT Register)
2021-11-24Registered in Tax Administration (Prepayment Register)
2021-12-15Registered in Tax Administration (Tax Administration)
2021-12-15Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSaarEst Oy
Grade upgradedC → B1 · new analysis 2026-10-05
67/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
308 peersSolvency62%
Better than 62% of peers
Profitability75%
Better than 75% of peers
Liquidity40%
Below 60% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings175 days after period end
175 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-05 18:0567/100 · v0.14
C → B1 · +29 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-11-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1538/100 · v0.14
B3 → C · -10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1448/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-05
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
40/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2025-05-24
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SaarEst Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.