Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Saarilampi-Simunan vesiosuuskunta
Saarilampi-Simunan vesiosuuskunta's registered office is Lievestuore. It is a cooperative. The company was established on 2002-10-15. It operates in the industry of water collection, treatment and supply. In its latest retained statement for 2024-12-31, revenue was €57,387 and operating profit was -€9,675.
Business ID 1762497-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1762497-9
- Sector
- Water collection, treatment and supply
- Municipality
- Lievestuore
- Company form
- Cooperative
- Registration date
- 2002-10-15
- Business ID registration date
- 2002-04-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lamminpääntie 90, 41400, Lievestuore
About Saarilampi-Simunan vesiosuuskunta
Financial position and key figures for the company.
Saarilampi-Simunan vesiosuuskunta's location municipality is Lievestuore. It is a cooperative. The company was established on 2002-10-15. It operates in the industry of water collection, treatment and supply. In its latest retained statement for 2024-12-31, revenue was €57,387 and operating profit was -€9,675. The latest retained financial statement for 2024-12-31 shows revenue of €57,387 and profit for the financial year of -€12,535. Based on the latest retained statement, revenue growth was -3.8%, operating margin was -16.9%, and equity ratio was -40.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-3.8%
Operating margin-16.9%
Equity ratio-40.5%
Balance-sheet contextLatest financial period
Cash and bank€34,599Previous: €32,120
Retained earnings-€267,313Previous: -€262,463
Equity-€270,047Previous: -€257,513
Liabilities€937,305Previous: €950,794
Current assets€82,617Previous: €88,036
Current liabilities€21,744Previous: €22,988
Revenue trend2 periods
€59,675
2023-12-31
€57,387
2024-12-31
Operating profit (loss) trend2 periods
-€2,201
2023-12-31
-€9,675
2024-12-31
Profit (loss) for the financial year trend2 periods
-€4,849
2023-12-31
-€12,535
2024-12-31
Assets trend2 periods
€693,281
2023-12-31
€667,257
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioSatisfactory
53/100 · Improving
Operating profit marginWeak
8/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | -37.1 % | -40.5 % |
| Current ratio | 1.40x | 1.59x |
| Operating profit margin | -3.7 % | -16.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1762497-9
VAT IDFI17624979
MunicipalityLievestuore
Current registered entries
2002-05-31Registered in Tax Administration (Tax Administration)
2002-10-15Registered in Patent and Registration Office (Trade Register)
2003-11-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSaarilampi-Simunan vesiosuuskunta
Grade unchangedB3 · new analysis 2026-10-17
47/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
SolvencyStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
1535 peersSolvency14%
Below 86% of peers
Profitability25%
Below 75% of peers
Liquidity75%
Better than 75% of peers
Revenue growth39%
Below 61% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings197 days after period end
195 days after period end
2 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1747/100 · v0.15
B3 → B3B3
2026-09-17 14:3447/100 · v0.14
A3 → B3 · -29 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1476/100 · v0.14
A3 → A3A3
2026-09-1476/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
98/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 24 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-07-03
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Saarilampi-Simunan vesiosuuskunta shows public core facts. A company representative can claim the profile, update public information, and access owner tools.