Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
Saarnilan Sydän Oy
Saarnilan Sydän Oy's registered office is Esbo. It is a limited company. The company was established on 2020-07-27. It operates in the industry of day activity and sheltered work services for others than older persons and persons with disabilities.
Business ID 3145099-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3145099-5
- Sector
- Day activity and sheltered work services for others than older persons and persons with disabilities
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2020-07-27
- Business ID registration date
- 2020-07-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Röyläntie 39, 02940, Esbo
About Saarnilan Sydän Oy
Financial position and key figures for the company.
Saarnilan Sydän Oy's location municipality is Esbo. It is a limited company. The company was established on 2020-07-27. It operates in the industry of day activity and sheltered work services for others than older persons and persons with disabilities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -428.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2020-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Equity ratio-428.3%
Balance-sheet contextLatest financial period
Cash and bank€2,205Previous: No comparison value
Equity-€10,393Previous: No comparison value
Liabilities€12,820Previous: No comparison value
Current assets€2,426Previous: No comparison value
Current liabilities€2,739Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioPassable
27/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3145099-5
EU IDFIFPRO.3145099-5
MunicipalityEsbo
Current registered entries
2020-07-27Registered in Patent and Registration Office (Trade Register)
2020-07-28Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSaarnilan Sydän Oy
Grade unchangedC · new analysis 2026-10-17
30/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
775 peersSolvency6%
Below 94% of peers
Liquidity51%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings61 days after period end
61 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1730/100 · v0.15
C → CC
2026-09-19 19:4330/100 · v0.14
B2 → C · -22 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2020-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1452/100 · v0.14
B2 → B2B2
2026-09-1452/100 · v0.13
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
41/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
45/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-05-09
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2020-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Saarnilan Sydän Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.