Business profile

Säästö Karuselli Oy

It is a limited company. The company was established on 1986-11-12. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-10-31, revenue was €20,853 and operating profit was €11,894.

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Business ID 0633301-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0633301-7
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Not currently available
Company form
Limited company
Registration date
1986-11-12
Business ID registration date
1986-10-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Raittiusseurantie 14 Vuokila, 94430 Tornio

People and decision-makers

Vuokila Pertti BenjamiToimitusjohtaja

About Säästö Karuselli Oy

Financial position and key figures for the company.

It is a limited company. The company was established on 1986-11-12. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-10-31, revenue was €20,853 and operating profit was €11,894. The latest retained financial statement for 2025-10-31 shows revenue of €20,853 and profit for the financial year of €11,715. Based on the latest retained statement, revenue growth was -17.9%, operating margin was +57.0%, and equity ratio was +99.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods5
PRH parsed2
Profile sourceCombined source
Derived indicators
Revenue growth-17.9%
Operating margin57.0%
Equity ratio99.7%
Revenue€20,853-€4,530 (-17.8%) vs previous periodPrevious: €25,383
Operating profit (loss)€11,894-€3,917 (-24.8%) vs previous periodPrevious: €15,811
Profit (loss) for the financial year€11,715-€2,718 (-18.8%) vs previous periodPrevious: €14,433
Assets€163,124-€1,904 (-1.2%) vs previous periodPrevious: €165,029
Balance-sheet contextLatest financial period
Cash and bank€94,860Previous: €96,064
Retained earnings€145,788Previous: €144,464
Profit before taxes€14,643Previous: €18,042
Equity€162,548Previous: €163,943
Liabilities€576Previous: €1,085
Current assets€95,442Previous: €96,112
Current liabilities€576Previous: €1,085
Employees10Previous: No comparison value
Revenue trend4 periods
€27,109
2022-10-31
€25,023
2023-10-31
€25,383
2024-10-31
€20,853
2025-10-31
Operating profit (loss) trend4 periods
€18,390
2022-10-31
€15,541
2023-10-31
€15,811
2024-10-31
€11,894
2025-10-31
Profit (loss) for the financial year trend4 periods
€14,630
2022-10-31
€14,630
2023-10-31
€14,433
2024-10-31
€11,715
2025-10-31
Assets trend4 periods
€163,570
2022-10-31
€164,103
2023-10-31
€165,029
2024-10-31
€163,124
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
100/100 · Improving
99.7 %2024-10-31: 99.3 %
Current ratioGood
100/100 · Improving
164.71x2024-10-31: 88.51x
Operating profit marginGood
100/100 · Declining
57.0 %2024-10-31: 62.3 %
Ratio history
Ratio2022-10-312023-10-312024-10-312025-10-31
Equity ratio98.7 %99.0 %99.3 %99.7 %
Current ratio--88.51x164.71x
Operating profit margin67.8 %62.1 %62.3 %57.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0633301-7
VAT IDFI06333017
EU IDFIFPRO.0633301-7
Current registered entries
1986-10-17Registered in Tax Administration (Tax Administration)
1986-11-12Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1997-12-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Vuokila Pertti BenjamiToimitusjohtajaSources: 5 · Confidence: 78%
Vuokila Pertti BenjamiPuheenjohtajaSources: 3 · Confidence: 78%
Vuokila Heikki UoleviVarsinainen jäsenSources: 4 · Confidence: 78%
Vuokila Tapio AukustiVarsinainen jäsenSources: 4 · Confidence: 78%
Jari KarppinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodSäästö Karuselli Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score86/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityImproving
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
128 peers
Solvency90%
Better than 90% of peers
Profitability86%
Better than 86% of peers
Liquidity98%
Better than 98% of peers
Revenue growth23%
Below 77% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag130 days after period end
Typical registration lag126 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1786/100 · v0.15
A2 → A2
A2
2026-09-18 20:3086/100 · v0.14
A3 → A2 · +13 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1473/100 · v0.14
A3 → A3
A3
2026-09-1473/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 39 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2026-03-10

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Säästö Karuselli Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.