Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Säästökuoppa Group Oy
Säästökuoppa Group Oy's registered office is Haukipudas. It is a limited company. The company was established on 2010-08-31. It operates in the industry of other non-specialised retail sale. In its latest retained statement for 2025-08-31, revenue was €6,483,311 and operating profit was -€404,241.
Business ID 2326462-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2326462-3
- Sector
- Other non-specialised retail sale
- Municipality
- Haukipudas
- Company form
- Limited company
- Registration date
- 2010-08-31
- Business ID registration date
- 2010-03-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Annalankankaantie 1, 90830, Haukipudas
About Säästökuoppa Group Oy
Financial position and key figures for the company.
Säästökuoppa Group Oy's location municipality is Haukipudas. It is a limited company. The company was established on 2010-08-31. It operates in the industry of other non-specialised retail sale. In its latest retained statement for 2025-08-31, revenue was €6,483,311 and operating profit was -€404,241. The latest retained financial statement for 2025-08-31 shows revenue of €6,483,311 and profit for the financial year of -€405,392. Based on the latest retained statement, revenue growth was -9.9%, operating margin was -6.2%, and equity ratio was +54.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-9.9%
Operating margin-6.2%
Equity ratio54.3%
Balance-sheet contextLatest financial period
Other operating income€43,388Previous: €58,826
Inventory€2,408,589Previous: €2,717,815
Cash and bank€67,627Previous: €157,798
Advances received€10,721Previous: €7,759
Retained earnings€1,939,524Previous: €2,258,408
Equity€1,557,770Previous: €2,133,162
Liabilities€1,313,019Previous: €1,172,704
Current assets€2,772,120Previous: €3,186,441
Current liabilities€578,419Previous: €1,161,281
Revenue trend2 periods
€7,192,428
2024-08-31
€6,483,311
2025-08-31
Operating profit (loss) trend2 periods
-€146,086
2024-08-31
-€404,241
2025-08-31
Profit (loss) for the financial year trend2 periods
-€148,884
2024-08-31
-€405,392
2025-08-31
Assets trend2 periods
€3,305,865
2024-08-31
€2,870,789
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
68/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginWeak
35/100 · Declining
Ratio history
| Ratio | 2024-08-31 | 2025-08-31 |
|---|---|---|
| Equity ratio | 64.7 % | 54.5 % |
| Current ratio | 2.48x | 4.28x |
| Operating profit margin | -2.0 % | -6.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2326462-3
VAT IDFI23264623
EU IDFIFPRO.2326462-3
MunicipalityHaukipudas
Current registered entries
2010-08-31Registered in Patent and Registration Office (Trade Register)
2010-09-01Registered in Tax Administration (Employer Register)
2010-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2010-09-01Registered in Tax Administration (Prepayment Register)
2010-09-01Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSäästökuoppa Group Oy
Grade unchangedB1 · new analysis 2026-10-17
61/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
32 peersSolvency41%
Below 59% of peers
Profitability0%
Below 100% of peers
Liquidity91%
Better than 91% of peers
Revenue growth0%
Below 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings187 days after period end
187 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1761/100 · v0.15
B1 → B1B1
2026-09-17 12:0761/100 · v0.14
B1 → B1 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsVakaa
89/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
32 register eventsLatest event: 2026-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Säästökuoppa Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.