Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Sähköinsinööritoimisto INSTALO Oy
Sähköinsinööritoimisto INSTALO Oy's registered office is Turku. It is a limited company. The company was established on 2011-06-15. It operates in the industry of electrical engineering design and technical consultancy. In its latest retained statement for 2025-10-31, revenue was €375,932 and operating profit was €31,833.
Business ID 2412879-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2412879-7
- Sector
- Electrical engineering design and technical consultancy
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 2011-06-15
- Business ID registration date
- 2011-06-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Linnankatu 26 B 45, 20100, Turku
Website: https://www.instalo.fiSource observation
About Sähköinsinööritoimisto INSTALO Oy
Financial position and key figures for the company.
Sähköinsinööritoimisto INSTALO Oy's location municipality is Turku. It is a limited company. The company was established on 2011-06-15. It operates in the industry of electrical engineering design and technical consultancy. In its latest retained statement for 2025-10-31, revenue was €375,932 and operating profit was €31,833. The latest retained financial statement for 2025-10-31 shows revenue of €375,932 and profit for the financial year of €31,291. Based on the latest retained statement, revenue growth was -9.3%, operating margin was +8.5%, and equity ratio was +49.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-9.3%
Operating margin8.5%
Equity ratio49.8%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €91
Cash and bank€42,082Previous: €33,415
Retained earnings€33,737Previous: €63,611
Equity€70,027Previous: €42,097
Liabilities€70,502Previous: €69,847
Current assets€137,101Previous: €107,373
Current liabilities€70,502Previous: €69,847
Revenue trend2 periods
€414,418
2024-10-31
€375,932
2025-10-31
Operating profit (loss) trend2 periods
-€26,724
2024-10-31
€31,833
2025-10-31
Profit (loss) for the financial year trend2 periods
-€26,515
2024-10-31
€31,291
2025-10-31
Assets trend2 periods
€111,943
2024-10-31
€140,529
2025-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
62/100 · Improving
Current ratioPassable
20/100 · Improving
Operating profit marginSatisfactory
71/100 · Improving
Ratio history
| Ratio | 2024-10-31 | 2025-10-31 |
|---|---|---|
| Equity ratio | 37.6 % | 49.8 % |
| Current ratio | 0.48x | 0.60x |
| Operating profit margin | -6.5 % | 8.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2412879-7
VAT IDFI24128797
EU IDFIFPRO.2412879-7
MunicipalityTurku
Current registered entries
2011-06-08Registered in Tax Administration (Employer Register)
2011-06-08VAT-liable for business activity in Tax Administration (VAT Register)
2011-06-08Registered in Tax Administration (Prepayment Register)
2011-06-15Registered in Patent and Registration Office (Trade Register)
2011-06-30Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSähköinsinööritoimisto INSTALO Oy
Grade unchangedA3 · new analysis 2026-10-17
73/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
108 peersSolvency33%
Below 67% of peers
Profitability49%
Close to the peer-group midpoint
Liquidity51%
Close to the peer-group midpoint
Revenue growth29%
Below 71% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings70 days after period end
70 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1773/100 · v0.15
A3 → A3A3
2026-09-22 06:1973/100 · v0.14
B1 → A3 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-01-09
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sähköinsinööritoimisto INSTALO Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.