Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Sähköpalvelu Lumi Oy
Sähköpalvelu Lumi Oy's registered office is Jorvas. It is a limited company. The company was established on 2023-08-15. It operates in the industry of electrical installation. In its latest retained statement for 2025-07-31, revenue was €78,370 and operating profit was €654.
Business ID 3380621-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3380621-1
- Sector
- Electrical installation
- Municipality
- Jorvas
- Company form
- Limited company
- Registration date
- 2023-08-15
- Business ID registration date
- 2023-08-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kiilatie 8 B 12, 02420, Jorvas
Postal address: Lustbackantie 2 A 4, 02400, Kirkkonummi
About Sähköpalvelu Lumi Oy
Financial position and key figures for the company.
Sähköpalvelu Lumi Oy's location municipality is Jorvas. It is a limited company. The company was established on 2023-08-15. It operates in the industry of electrical installation. In its latest retained statement for 2025-07-31, revenue was €78,370 and operating profit was €654. The latest retained financial statement for 2025-07-31 shows revenue of €78,370 and profit for the financial year of €70. Based on the latest retained statement, revenue growth was +35.7%, operating margin was +0.8%, and equity ratio was +4.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth35.7%
Operating margin0.8%
Equity ratio4.3%
Balance-sheet contextLatest financial period
Inventory€5,232Previous: €3,494
Cash and bank€25Previous: €312
Retained earnings€302Previous: €0
Equity€372Previous: €302
Liabilities€8,289Previous: €6,151
Current assets€8,661Previous: €6,453
Current liabilities€8,289Previous: €6,151
Revenue trend2 periods
€57,738
2024-07-31
€78,370
2025-07-31
Operating profit (loss) trend2 periods
€634
2024-07-31
€654
2025-07-31
Profit (loss) for the financial year trend2 periods
€302
2024-07-31
€70
2025-07-31
Assets trend2 periods
€6,453
2024-07-31
€8,661
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
5/100 · Declining
Current ratioPassable
21/100 · Improving
Operating profit marginPassable
52/100 · Declining
Ratio history
| Ratio | 2024-07-31 | 2025-07-31 |
|---|---|---|
| Equity ratio | 4.7 % | 4.3 % |
| Current ratio | 0.62x | 0.63x |
| Operating profit margin | 1.1 % | 0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3380621-1
VAT IDFI33806211
EU IDFIFPRO.3380621-1
MunicipalityJorvas
Current registered entries
2023-07-31VAT-liable for business activity in Tax Administration (VAT Register)
2023-08-01Registered in Tax Administration (Prepayment Register)
2023-08-15Registered in Tax Administration (Tax Administration)
2023-08-15Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSähköpalvelu Lumi Oy
Grade unchangedB3 · new analysis 2026-10-18
41/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
103 peersSolvency32%
Below 68% of peers
Profitability52%
Close to the peer-group midpoint
Liquidity61%
Better than 61% of peers
Revenue growth86%
Better than 86% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings76 days after period end
66 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1841/100 · v0.15
B3 → B3B3
2026-10-02 20:1741/100 · v0.14
B3 → B3 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1543/100 · v0.14
B2 → B3 · -7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-10-15
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sähköpalvelu Lumi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.