Risk grade updatedRisk gradeEvidence verified
8 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
SAIF GROUP Oy
SAIF GROUP Oy's registered office is Vanda. It is a limited company. The company was established on 2021-12-13. It operates in the industry of on-demand passenger transport service activities by vehicle with driver. In its latest retained statement for 2024-12-31, revenue was €178,574 and operating profit was €48,897.
Business ID 3253247-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3253247-4
- Sector
- On-demand passenger transport service activities by vehicle with driver
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2021-12-13
- Business ID registration date
- 2021-12-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: heporinne 4 A 10, 01200, Vanda
Phone: +358451874041Source observation
Email: [email protected]Source observation
People and decision-makers
Al-Nidawi Saif Ahmed KhalafVarsinainen jäsen
Ali Dunya OmarVarajäsen
About SAIF GROUP Oy
Financial position and key figures for the company.
SAIF GROUP Oy's location municipality is Vanda. It is a limited company. The company was established on 2021-12-13. It operates in the industry of on-demand passenger transport service activities by vehicle with driver. In its latest retained statement for 2024-12-31, revenue was €178,574 and operating profit was €48,897. The latest retained financial statement for 2024-12-31 shows revenue of €178,574 and profit for the financial year of €37,206. Based on the latest retained statement, revenue growth was +25.7%, operating margin was +27.1%, and equity ratio was +34.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth25.7%
Operating margin27.1%
Equity ratio34.6%
Revenue€178,574+€36,560 (+25.7%) vs previous periodPrevious: €142,014
Operating profit (loss)€48,897+€46,579 (+2009.5%) vs previous periodPrevious: €2,318
Profit (loss) for the financial year€37,206+€37,060 (+25383.6%) vs previous periodPrevious: €146
Assets€105,597+€16,557 (+18.6%) vs previous periodPrevious: €89,040
Balance-sheet contextLatest financial period
Profit before taxes€46,981Previous: €561
Employees3Previous: 9
Revenue trend3 periods
€37,967
2022-12-31
€142,014
2023-12-31
€178,574
2024-12-31
Operating profit (loss) trend3 periods
-€567
2022-12-31
€2,318
2023-12-31
€48,897
2024-12-31
Profit (loss) for the financial year trend3 periods
-€804
2022-12-31
€146
2023-12-31
€37,206
2024-12-31
Assets trend3 periods
€53,456
2022-12-31
€89,040
2023-12-31
€105,597
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
43/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Equity ratio | -1.5 % | -0.7 % | 34.6 % |
| Current ratio | - | - | - |
| Operating profit margin | -1.5 % | 1.6 % | 27.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3253247-4
EU IDFIFPRO.3253247-4
MunicipalityVanda
Current registered entries
2021-12-13Registered in Tax Administration (Tax Administration)
2021-12-13Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Al-Nidawi Saif Ahmed KhalafVarsinainen jäsenSources: 4 · Confidence: 78%
Ali Dunya OmarVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSAIF GROUP Oy
69/100
Medium
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyImproving
LiquidityNot enough history
Supporting factors
- Strong operating profitability
- Coordinated recovery across 3 financial domains
- Active registered status
Risk factors to note
- Elevated industry distress context
B1
2026-10-08
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
47/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-05-02
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-28.
This company profile has not been claimed yet
SAIF GROUP Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.