Business profile

SAIMAA4YOU Oy

SAIMAA4YOU Oy's registered office is Sulkava. It is a limited company. The company was established on 2021-08-12. It operates in the industry of inland passenger water transport.

Claim profileContact details
Business ID 3226335-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3226335-8
Sector
Inland passenger water transport
Municipality
Sulkava
Company form
Limited company
Registration date
2021-08-12
Business ID registration date
2021-07-30
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Teollisuustie 4, 58700, Sulkava

About SAIMAA4YOU Oy

Financial position and key figures for the company.

SAIMAA4YOU Oy's location municipality is Sulkava. It is a limited company. The company was established on 2021-08-12. It operates in the industry of inland passenger water transport. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -34.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio-34.2%
Balance-sheet contextLatest financial period
Retained earnings-€1,528Previous: -€636
Equity-€2,878Previous: -€2,228
Liabilities€11,299Previous: €10,649
Current assets€121Previous: €121
Current liabilities€11,299Previous: €10,649
Operating profit (loss) trend2 periods
-€856
2023-12-31
-€650
2024-12-31
Profit (loss) for the financial year trend2 periods
-€892
2023-12-31
-€650
2024-12-31
Assets trend2 periods
€8,421
2023-12-31
€8,421
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-34.2 %2023-12-31: -26.5 %
Current ratioWeak
0/100 · Stable
0.01x2023-12-31: 0.01x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Ratio history
Ratio2023-12-312024-12-31
Equity ratio-26.5 %-34.2 %
Current ratio0.01x0.01x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3226335-8
VAT IDFI32263358
EU IDFIFPRO.3226335-8
MunicipalitySulkava
Current registered entries
2021-07-29VAT-liable for business activity in Tax Administration (VAT Register)
2021-07-30Registered in Tax Administration (Prepayment Register)
2021-08-12Registered in Tax Administration (Tax Administration)
2021-08-12Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskSAIMAA4YOU Oy
Grade downgradedB2 → C · new analysis 2026-10-03
Model score31/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
158 peers
Solvency7%
Below 93% of peers
Liquidity40%
Below 60% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag296 days after period end
Typical registration lag296 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
C
2026-10-03 00:5831/100 · v0.14
B2 → C · -27 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1558/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-03
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
59/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
53/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

8 register eventsLatest event: 2026-01-06

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.

This company profile has not been claimed yet

SAIMAA4YOU Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.