Business profile

Saivo Naturals Oy

Saivo Naturals Oy's registered office is Sirkka. It is a limited company. The company was established on 2022-03-22. It operates in the industry of manufacture of soap and detergents, cleaning and polishing preparations. In its latest retained statement for 2025-12-31, revenue was €20,624 and operating profit was €2,404.

Claim profileContact details
Business ID 3275545-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3275545-9
Sector
Manufacture of soap and detergents, cleaning and polishing preparations
Municipality
Sirkka
Company form
Limited company
Registration date
2022-03-22
Business ID registration date
2022-03-20
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Hamppulammentie 8 A 2, 99130, Sirkka

About Saivo Naturals Oy

Financial position and key figures for the company.

Saivo Naturals Oy's location municipality is Sirkka. It is a limited company. The company was established on 2022-03-22. It operates in the industry of manufacture of soap and detergents, cleaning and polishing preparations. In its latest retained statement for 2025-12-31, revenue was €20,624 and operating profit was €2,404. The latest retained financial statement for 2025-12-31 shows revenue of €20,624 and profit for the financial year of €1,904. Based on the latest retained statement, revenue growth was -28.2%, operating margin was +11.7%, and equity ratio was +62.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-28.2%
Operating margin11.7%
Equity ratio62.8%
Revenue€20,624-€8,085 (-28.2%) vs previous periodPrevious: €28,709
Operating profit (loss)€2,404-€655 (-21.4%) vs previous periodPrevious: €3,059
Profit (loss) for the financial year€1,904-€939 (-33.0%) vs previous periodPrevious: €2,843
Assets€12,538+€1,881 (+17.6%) vs previous periodPrevious: €10,658
Balance-sheet contextLatest financial period
Other operating income€2,030Previous: €3,000
Cash and bank€8,916Previous: €7,953
Retained earnings€972Previous: -€1,871
Equity€7,877Previous: €5,972
Liabilities€4,662Previous: €4,685
Current assets€11,006Previous: €10,658
Current liabilities€4,662Previous: €4,685
Revenue trend2 periods
€28,709
2024-12-31
€20,624
2025-12-31
Operating profit (loss) trend2 periods
€3,059
2024-12-31
€2,404
2025-12-31
Profit (loss) for the financial year trend2 periods
€2,843
2024-12-31
€1,904
2025-12-31
Assets trend2 periods
€10,658
2024-12-31
€12,538
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
79/100 · Improving
62.8 %2024-12-31: 56.0 %
Current ratioSatisfactory
64/100 · Improving
1.91x2024-12-31: 1.70x
Operating profit marginGood
77/100 · Improving
10.6 %2024-12-31: 9.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio56.0 %62.8 %
Current ratio1.70x1.91x
Operating profit margin9.7 %10.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3275545-9
VAT IDFI32755459
EU IDFIFPRO.3275545-9
MunicipalitySirkka
Current registered entries
2022-03-20VAT-liable for business activity in Tax Administration (VAT Register)
2022-03-20Registered in Tax Administration (Prepayment Register)
2022-03-22Registered in Patent and Registration Office (Trade Register)
2022-03-23Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodSaivo Naturals Oy
Grade unchangedA3 · new analysis 2026-10-18
Model score71/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityStable
SolvencyImproving
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
2602 peers
Solvency55%
Better than 55% of peers
Profitability65%
Better than 65% of peers
Liquidity76%
Better than 76% of peers
Revenue growth25%
Below 75% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag148 days after period end
Typical registration lag192 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1871/100 · v0.15
A3 → A3
A3
2026-09-26 11:5671/100 · v0.14
B3 → A3 · +22 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1549/100 · v0.14
B2 → B3 · -4 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
53/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
46/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-07-17

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Saivo Naturals Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.