Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Business profile
Sal & Wal Oy
Sal & Wal Oy's registered office is Helsingfors. It is a limited company. The company was established on 2002-02-06. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-11-30, revenue was €8,100 and operating profit was -€5,816.
Business ID 1742268-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1742268-0
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2002-02-06
- Business ID registration date
- 2002-01-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Museokatu 8 A 8, 00100, Helsingfors
About Sal & Wal Oy
Financial position and key figures for the company.
Sal & Wal Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2002-02-06. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-11-30, revenue was €8,100 and operating profit was -€5,816. The latest retained financial statement for 2025-11-30 shows revenue of €8,100 and profit for the financial year of -€5,834. Based on the latest retained statement, revenue growth was +24.6%, operating margin was -71.8%, and equity ratio was +54.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-11-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth24.6%
Operating margin-71.8%
Equity ratio54.5%
Balance-sheet contextLatest financial period
Cash and bank€5,285Previous: €68
Retained earnings-€122,800Previous: -€115,438
Equity€110,366Previous: €116,200
Liabilities€92,222Previous: €84,348
Current assets€5,657Previous: €717
Current liabilities€1,023Previous: €1,148
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
68/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1742268-0
EU IDFIFPRO.1742268-0
MunicipalityHelsingfors
Current registered entries
2002-01-15Registered in Tax Administration (Prepayment Register)
2002-01-25Registered in Tax Administration (Tax Administration)
2002-02-06Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSal & Wal Oy
Grade downgradedA3 → B1 · new analysis 2026-09-24
68/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
106 peersSolvency47%
Close to the peer-group midpoint
Profitability15%
Below 85% of peers
Liquidity87%
Better than 87% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings213 days after period end
213 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-24 08:0768/100 · v0.14
A3 → B1 · -7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-11-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1464/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-24
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 24 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-30
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-11-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sal & Wal Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.