Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Saminvest Oy
Saminvest Oy's registered office is Helsingfors. It is a limited company. The company was established on 2005-01-24. It operates in the industry of security and commodity contracts brokerage.
Business ID 1937769-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1937769-2
- Sector
- Security and commodity contracts brokerage
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2005-01-24
- Business ID registration date
- 2004-12-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannerheimintie 4, 00100, Helsingfors
About Saminvest Oy
Financial position and key figures for the company.
Saminvest Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2005-01-24. It operates in the industry of security and commodity contracts brokerage. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +88.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio88.1%
Balance-sheet contextLatest financial period
Cash and bank€476,596Previous: €1,619,426
Retained earnings€16,172,682Previous: €14,780,948
Equity€19,109,764Previous: €16,330,682
Liabilities€2,580,959Previous: €2,325,184
Current assets€569,230Previous: €1,630,693
Current liabilities€220,209Previous: €206,434
Operating profit (loss) trend2 periods
-€24,005
2024-12-31
-€21,910
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,541,735
2024-12-31
€2,929,081
2025-12-31
Assets trend2 periods
€18,655,866
2024-12-31
€21,690,723
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
72/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 87.5 % | 88.1 % |
| Current ratio | 7.84x | 2.16x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1937769-2
EU IDFIFPRO.1937769-2
MunicipalityHelsingfors
Current registered entries
2004-12-29Registered in Tax Administration (Prepayment Register)
2004-12-30Registered in Tax Administration (Tax Administration)
2005-01-24Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodSaminvest Oy
Grade unchangedA2 · new analysis 2026-10-17
81/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
45 peersSolvency36%
Below 64% of peers
Liquidity49%
Close to the peer-group midpoint
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings139 days after period end
154 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1781/100 · v0.15
A2 → A2A2
2026-09-23 00:0481/100 · v0.14
A3 → A2 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1579/100 · v0.14
B1 → A3 · +14 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 21 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-05-19
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Saminvest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.