Business profile

Sandhu Oy

Sandhu Oy's registered office is Lempäälä. It is a limited company. The company was established on 2020-11-30. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2023-12-31, revenue was €11,278 and operating profit was -€2,494.

Claim profileContact details
Business ID 3170845-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3170845-8
Sector
Activities of insurance agents and brokers
Municipality
Lempäälä
Company form
Limited company
Registration date
2020-11-30
Business ID registration date
2020-11-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Punalakintie 2 C 5, 37560, Lempäälä

Phone: +358445125721Source observation

Email: [email protected]Source observation

People and decision-makers

Sandhu Tino ArminToimitusjohtaja

About Sandhu Oy

Financial position and key figures for the company.

Sandhu Oy's location municipality is Lempäälä. It is a limited company. The company was established on 2020-11-30. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2023-12-31, revenue was €11,278 and operating profit was -€2,494. The latest retained financial statement for 2023-12-31 shows revenue of €11,278 and profit for the financial year of -€2,507. Based on the latest retained statement, revenue growth was -87.3%, operating margin was -22.1%, and equity ratio was not currently available.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2023-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-87.3%
Operating margin-22.1%
Revenue€11,278-€77,395 (-87.3%) vs previous periodPrevious: €88,673
Operating profit (loss)-€2,494+€855 (+25.5%) vs previous periodPrevious: -€3,348
Profit (loss) for the financial year-€2,507+€867 (+25.7%) vs previous periodPrevious: -€3,374
Assets€0-€6,941 (-100.0%) vs previous periodPrevious: €6,941
Balance-sheet contextLatest financial period
Profit before taxes-€2,507Previous: -€3,374
Employees1Previous: 1
Revenue trend3 periods
€83,208
2021-12-31
€88,673
2022-12-31
€11,278
2023-12-31
Operating profit (loss) trend3 periods
€7,806
2021-12-31
-€3,348
2022-12-31
-€2,494
2023-12-31
Profit (loss) for the financial year trend3 periods
€5,882
2021-12-31
-€3,374
2022-12-31
-€2,507
2023-12-31
Assets trend3 periods
€12,773
2021-12-31
€6,941
2022-12-31
€0
2023-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioNot assessable
0/100 · Trend unavailable
Not available2022-12-31: 36.1 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2022-12-31: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-22.1 %2022-12-31: -3.8 %
Ratio history
Ratio2021-12-312022-12-312023-12-31
Equity ratio46.0 %36.1 %-
Current ratio---
Operating profit margin9.4 %-3.8 %-22.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3170845-8
EU IDFIFPRO.3170845-8
MunicipalityLempäälä
Current registered entries
2020-11-30Registered in Tax Administration (Tax Administration)
2020-11-30Registered in Patent and Registration Office (Trade Register)
2021-01-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Sandhu Tino ArminToimitusjohtajaSources: 4 · Confidence: 78%
Sandhu Tino ArminVarsinainen jäsenSources: 2 · Confidence: 78%
Diana SandhuHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskSandhu Oy
Grade downgradedB1 → C · new analysis 2026-10-17
Model score39/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Coordinated deterioration across 2 financial domains
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
C
2026-10-1739/100 · v0.15
B1 → C · -24 points
  • Revenue: Not enough history → Deteriorating
  • Profitability: Not enough history → Deteriorating
  • Evidence quality: Registry and statistical evidence → Limited financial evidence.
B1
2026-09-2963/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
54/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-03-17

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-17.

This company profile has not been claimed yet

Sandhu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.