Business profile

Saneeraus Koivisto Oy

Saneeraus Koivisto Oy was declared bankrupt 2026-01-19. In its latest retained statement for 2025-09-30, revenue was €308,052 and operating profit was -€10,221.

Claim profileContact details
Business ID 2160589-3BANKRUPTCYUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2160589-3
Sector
Construction of residential and non-residential buildings
Municipality
Orimattila
Company form
Limited company
Registration date
2007-12-12
Business ID registration date
2007-12-03
Business status
BANKRUPTCY
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Niittytie 17, 16300, Orimattila

Phone: +358414535781Source observation

Website: https://www.saneerauskoivisto.fiSource observation

People and decision-makers

Koivisto Timo KullervoToimitusjohtaja

About Saneeraus Koivisto Oy

Financial position and key figures for the company.

Saneeraus Koivisto Oy was declared bankrupt 2026-01-19. In its latest retained statement for 2025-09-30, revenue was €308,052 and operating profit was -€10,221. The latest retained financial statement for 2025-09-30 shows revenue of €308,052 and profit for the financial year of -€15,829. Based on the latest retained statement, revenue growth was +176.0%, operating margin was -3.2%, and equity ratio was -266.2%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on yleistoimiala, kattaen kaiken laillisen liiketoiminnan. Päätoimialana on korjausrakentaminen.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-09-30

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth176.0%
Operating margin-3.2%
Equity ratio-266.2%
Revenue€308,052+€196,431 (+176.0%) vs previous periodPrevious: €111,621
Operating profit (loss)-€10,221+€9,978 (+49.4%) vs previous periodPrevious: -€20,199
Profit (loss) for the financial year-€15,829+€5,409 (+25.5%) vs previous periodPrevious: -€21,238
Assets€33,336+€24,547 (+279.3%) vs previous periodPrevious: €8,788
Balance-sheet contextLatest financial period
Profit before taxes-€11,169Previous: -€21,238
Employees3Previous: 2
Revenue trend4 periods
€193,154
2022-09-30
€216,529
2023-09-30
€111,621
2024-09-30
€308,052
2025-09-30
Operating profit (loss) trend4 periods
€5,283
2022-09-30
€8,015
2023-09-30
-€20,199
2024-09-30
-€10,221
2025-09-30
Profit (loss) for the financial year trend4 periods
€4,848
2022-09-30
€7,216
2023-09-30
-€21,238
2024-09-30
-€15,829
2025-09-30
Assets trend4 periods
€30,226
2022-09-30
€19,803
2023-09-30
€8,788
2024-09-30
€33,336
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
0/100 · Improving
-266.2 %2024-09-30: -830.2 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-09-30: Ei saatavilla
Operating profit marginWeak
42/100 · Improving
-3.2 %2024-09-30: -18.1 %
Ratio history
Ratio2022-09-302023-09-302024-09-302025-09-30
Equity ratio-194.2 %-261.1 %-830.2 %-266.2 %
Current ratio----
Operating profit margin2.7 %3.7 %-18.1 %-3.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2160589-3
EU IDFIFPRO.2160589-3
MunicipalityOrimattila
Current registered entries
2007-12-12Registered in Patent and Registration Office (Trade Register)
2007-12-14Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Koivisto Timo KullervoToimitusjohtajaSources: 3 · Confidence: 78%
Koivisto Timo KullervoVarsinainen jäsenSources: 2 · Confidence: 78%
Lea HaapalainenHallitus: varajäsenSources: 1 · Confidence: 76%
Tapani HuopainenTilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskSaneeraus Koivisto Oy
Grade unchangedD · new analysis 2026-10-18
Model score26/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
4 comparable periods
RevenueVolatile
ProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
177 peers
Solvency3%
Below 97% of peers
Profitability25%
Below 75% of peers
Revenue growth95%
Better than 95% of peers
Supporting factors
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Negative equity
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
D
2026-10-1826/100 · v0.15
D → D
  • Risk factor cleared: High balance-sheet leverage.
D
2026-09-2526/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade is reduced because of a critical legal status such as bankruptcy or liquidation.

A serious registry signal affects this grade. Review the profile registry and notification details as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 18 years of registry continuity.

Registry and status signalsHälyttävä
0/100

Bankruptcy or liquidation status is treated as a critical legal distress signal.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2026-01-19

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-20.

This company profile has not been claimed yet

Saneeraus Koivisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.