Business profile

Santapankki Sijoitus Oy

Santapankki Sijoitus Oy's registered office is Esbo. It is a limited company. The company was established on 2021-11-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Claim profileContact details
Business ID 3248332-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3248332-6
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2021-11-23
Business ID registration date
2021-11-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Rantaharju 8 B 19, 02230, Esbo

About Santapankki Sijoitus Oy

Financial position and key figures for the company.

Santapankki Sijoitus Oy's location municipality is Esbo. It is a limited company. The company was established on 2021-11-23. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +11.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio11.2%
Operating profit (loss)-€1,142-€897 (-366.6%) vs previous periodPrevious: -€245
Profit (loss) for the financial year-€1,002-€165 (-19.8%) vs previous periodPrevious: -€837
Assets€59,687-€1,002 (-1.7%) vs previous periodPrevious: €60,689
Balance-sheet contextLatest financial period
Cash and bank€34,389Previous: €29,885
Retained earnings€7,689Previous: €8,526
Equity€6,687Previous: €7,689
Liabilities€53,000Previous: €53,000
Current assets€34,389Previous: €29,885
Operating profit (loss) trend2 periods
-€245
2024-12-31
-€1,142
2025-12-31
Profit (loss) for the financial year trend2 periods
-€837
2024-12-31
-€1,002
2025-12-31
Assets trend2 periods
€60,689
2024-12-31
€59,687
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
14/100 · Declining
11.2 %2024-12-31: 12.7 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio12.7 %11.2 %
Current ratio--
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3248332-6
EU IDFIFPRO.3248332-6
MunicipalityEsbo
Current registered entries
2021-11-23Registered in Patent and Registration Office (Trade Register)
2021-11-26Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactorySantapankki Sijoitus Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score53/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
61 peers
Solvency39%
Below 61% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag125 days after period end
Typical registration lag124 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1853/100 · v0.15
B2 → B2
B2
2026-09-26 01:2453/100 · v0.14
B1 → B2 · -9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
44/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-05-05

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Santapankki Sijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.