Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Santelin Oy
Santelin Oy's registered office is Pyhätunturi. It is a limited company. The company was established on 2023-03-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €28,882 and operating profit was -€32,235.
Business ID 3352817-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3352817-8
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Pyhätunturi
- Company form
- Limited company
- Registration date
- 2023-03-22
- Business ID registration date
- 2023-03-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Oivankumpu 3, 98530, Pyhätunturi
Phone: +358505956168Source observation
Email: [email protected]Source observation
Website: https://www.visitpyhacabins.fiSource observation
People and decision-makers
Telin Tiina KyllikkiToimitusjohtaja
About Santelin Oy
Financial position and key figures for the company.
Santelin Oy's location municipality is Pyhätunturi. It is a limited company. The company was established on 2023-03-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €28,882 and operating profit was -€32,235. The latest retained financial statement for 2025-12-31 shows revenue of €28,882 and profit for the financial year of €337,710. Based on the latest retained statement, revenue growth was +83.5%, operating margin was -111.6%, and equity ratio was +99.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth83.5%
Operating margin-111.6%
Equity ratio99.6%
Revenue€28,882+€13,144 (+83.5%) vs previous periodPrevious: €15,738
Operating profit (loss)-€32,235-€25,079 (-350.5%) vs previous periodPrevious: -€7,156
Profit (loss) for the financial year€337,710-€1,558,991 (-82.2%) vs previous periodPrevious: €1,896,701
Assets€2,096,895+€194,368 (+10.2%) vs previous periodPrevious: €1,902,527
Balance-sheet contextLatest financial period
Profit before taxes€337,710Previous: €1,897,674
Employees1Previous: 1
Revenue trend3 periods
€10,960
2023-12-31
€15,738
2024-12-31
€28,882
2025-12-31
Operating profit (loss) trend3 periods
€4,411
2023-12-31
-€7,156
2024-12-31
-€32,235
2025-12-31
Profit (loss) for the financial year trend3 periods
€3,528
2023-12-31
€1,896,701
2024-12-31
€337,710
2025-12-31
Assets trend3 periods
€106,611
2023-12-31
€1,902,527
2024-12-31
€2,096,895
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 3.3 % | 99.9 % | 99.6 % |
| Current ratio | - | - | - |
| Operating profit margin | 40.2 % | -28.0 % | -111.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3352817-8
VAT IDFI33528178
EU IDFIFPRO.3352817-8
MunicipalityPyhätunturi
Current registered entries
2023-03-19Registered in Tax Administration (Prepayment Register)
2023-03-22Registered in Tax Administration (Tax Administration)
2023-03-22Registered in Patent and Registration Office (Trade Register)
2023-04-12VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Telin Tiina KyllikkiToimitusjohtajaSources: 5 · Confidence: 78%
Niemelä Oiva AnteroVarajäsenSources: 3 · Confidence: 78%
Telin Tiina KyllikkiVarsinainen jäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSantelin Oy
Grade unchangedB1 · new analysis 2026-10-17
65/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving · 2 consecutive periods
SolvencyImproving
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
63 peersSolvency84%
Better than 84% of peers
Profitability13%
Below 87% of peers
Revenue growth90%
Better than 90% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1765/100 · v0.15
B1 → B1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-1566/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
48/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Santelin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.