Business profile

Saripach Oy

Saripach Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-05-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Claim profileContact details
Business ID 3286130-7ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3286130-7
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2022-05-13
Business ID registration date
2022-05-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Pohjoinen Makasiinikatu 6 A 4, 00130, Helsingfors

People and decision-makers

Huber Satu Maaria AnnikaVarsinainen jäsen
Richard HuberHallitus: varajäsen

About Saripach Oy

Financial position and key figures for the company.

Saripach Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-05-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +4.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods3
PRH parsed2
Profile sourceCombined source
Derived indicators
Equity ratio4.4%
Balance-sheet contextLatest financial period
Cash and bank€865Previous: €928
Retained earnings-€1,250Previous: -€17
Profit before taxes-€1,240Previous: -€1,232
Equity€8,509Previous: €9,750
Liabilities€185,431Previous: €94,753
Current assets€865Previous: €928
Employees0Previous: 1
Operating profit (loss) trend2 periods
-€1,233
2023-12-31
-€1,241
2024-12-31
Profit (loss) for the financial year trend3 periods
-€17
2022-12-31
-€1,233
2023-12-31
-€1,241
2024-12-31
Assets trend3 periods
€36,058
2022-12-31
€104,503
2023-12-31
€193,940
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioWeak
5/100 · Declining
4.4 %2023-12-31: 9.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Ratio history
Ratio2022-12-312023-12-312024-12-31
Equity ratio2.7 %9.3 %4.4 %
Current ratio---
Operating profit margin---

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3286130-7
EU IDFIFPRO.3286130-7
MunicipalityHelsingfors
Current registered entries
2022-05-13Registered in Patent and Registration Office (Trade Register)
2022-05-31Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Huber Satu Maaria AnnikaVarsinainen jäsenSources: 3 · Confidence: 78%
Richard HuberHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorSaripach Oy
Grade downgradedB1 → B3 · new analysis 2026-09-15
Model score48/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving
LiquidityNot enough history
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
1125 peers
Solvency19%
Below 81% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag151 days after period end
Typical registration lag122 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-09-15 15:2848/100 · v0.14
B1 → B3 · -14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1462/100 · v0.14
B1 → B1
  • Solvency: Improving
B1
2026-09-1462/100 · v0.13
B2 → B1 · +12 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Limited financial evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1350/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-09-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
39/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-09-26

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Saripach Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.