Risk grade updatedRisk gradeEvidence verified
3 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → C.Business profile
Saripach Oy
Saripach Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-05-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..
Business ID 3286130-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3286130-7
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2022-05-13
- Business ID registration date
- 2022-05-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjoinen Makasiinikatu 6 A 4, 00130, Helsingfors
People and decision-makers
Huber Satu Maaria AnnikaVarsinainen jäsen
Richard HuberHallitus: varajäsen
About Saripach Oy
Financial position and key figures for the company.
Saripach Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-05-13. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -1.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
4
4
Combined source
Derived indicators
Equity ratio-1.8%
Balance-sheet contextLatest financial period
Cash and bank€7,370Previous: €865
Retained earnings-€2,491Previous: -€1,250
Equity-€4,663Previous: €8,509
Liabilities€268,831Previous: €185,431
Current assets€7,370Previous: €865
Operating profit (loss) trend4 periods
-€17
2022-12-31
-€1,233
2023-12-31
-€1,241
2024-12-31
-€2,172
2026-06-30
Profit (loss) for the financial year trend4 periods
-€17
2022-12-31
-€1,233
2023-12-31
-€1,241
2024-12-31
-€2,172
2026-06-30
Assets trend4 periods
€36,058
2022-12-31
€104,503
2023-12-31
€193,940
2024-12-31
€264,168
2026-06-30
Additional financial figures
More company financial figures alongside PRH financial statements.
Profit for the financial year 2024-€1,240
Balance sheet total 2024€193,940
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Operating profit | -€1,241 | -€1,233 | - |
| Profit for the financial year | -€1,240 | -€1,232 | -€17 |
| Profit before taxes | -€1,240 | -€1,232 | -€17 |
| Equity ratio | 4,4 % | 9,3 % | 2,7 % |
| Balance sheet total | €193,940 | €104,503 | €36,058 |
| Employees | 0 | 1 | 1 |
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2026-06-30 |
|---|---|---|---|---|
| Equity ratio | 2.7 % | 9.3 % | 4.4 % | -1.8 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3286130-7
EU IDFIFPRO.3286130-7
MunicipalityHelsingfors
Current registered entries
2022-05-13Registered in Patent and Registration Office (Trade Register)
2022-05-31Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Huber Satu Maaria AnnikaVarsinainen jäsenSources: 3 · Confidence: 78%
Richard HuberHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSaripach Oy
Grade downgradedB3 → C · new analysis 2026-11-03
39/100
Medium
Limited financial evidenceRegistry and statistics based
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings119 days after period end
121 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsC
2026-11-03 02:3939/100 · v0.15
B3 → C · -9 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-06-30).
- Assessment confidence: Low → Medium.
- Evidence quality: Usable financial evidence → Limited financial evidence.
B3
2026-10-1748/100 · v0.15
B3 → B3B3
2026-09-15 15:2848/100 · v0.14
B1 → B3 · -14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1462/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-11-03
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
39/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
27 Oct 2026 · PRH / XBRLFinancial period ends 2026-06-30.Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-09-26
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Saripach Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.