Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Saturainen Oy
Saturainen Oy's registered office is Paltaniemi. It is a limited company. The company was established on 1988-03-02. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was €13,000.
Business ID 0707957-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0707957-5
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Paltaniemi
- Company form
- Limited company
- Registration date
- 1988-03-02
- Business ID registration date
- 1989-02-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hämeentie 116, 87850, Paltaniemi
Phone: +358442885251Source observation
People and decision-makers
Heikkinen Pauli Pekka AnteroToimitusjohtaja
Hannula Anna LoviisaToimitusjohtajan sijainen
About Saturainen Oy
Financial position and key figures for the company.
Saturainen Oy's location municipality is Paltaniemi. It is a limited company. The company was established on 1988-03-02. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was €13,000. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of €10,000. Based on the latest retained statement, revenue growth was not currently available, operating margin was +0.0%, and equity ratio was +84.6%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Osakkeiden, arvopapereiden ja kiinteistöjen omistaminen, hallinta, vuokraus ja kauppa sekä hevosurheilun ja hevoskasvatuksen edistäminen rodunjalostuksellisin, kilpailullisin toimin sekä eläinkauppaa harjoittaen.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin0.0%
Equity ratio84.6%
Revenue€0+€0 vs previous periodPrevious: €0
Operating profit (loss)€13,000-€63,000 (-82.9%) vs previous periodPrevious: €76,000
Profit (loss) for the financial year€10,000-€51,000 (-83.6%) vs previous periodPrevious: €61,000
Assets€331,000+€1,000 (+0.3%) vs previous periodPrevious: €330,000
Balance-sheet contextLatest financial period
Revenue trend5 periods
€67,000
2021-12-31
€83,000
2022-12-31
€15,000
2023-12-31
€0
2024-12-31
€0
2025-12-31
Operating profit (loss) trend5 periods
€46,000
2021-12-31
€26,000
2022-12-31
€13,000
2023-12-31
€76,000
2024-12-31
€13,000
2025-12-31
Profit (loss) for the financial year trend5 periods
€38,000
2021-12-31
€21,000
2022-12-31
€10,000
2023-12-31
€61,000
2024-12-31
€10,000
2025-12-31
Assets trend5 periods
€257,000
2021-12-31
€273,000
2022-12-31
€279,000
2023-12-31
€330,000
2024-12-31
€331,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioWeak
7/100 · Declining
Operating profit marginPassable
50/100 · Stable
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 74.8 % | 72.5 % | 74.6 % | 81.6 % | 84.6 % |
| Current ratio | 0.37x | 0.16x | 0.25x | 0.36x | 0.20x |
| Operating profit margin | 68.7 % | 31.3 % | 86.7 % | 0.0 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0707957-5
EU IDFIFPRO.0707957-5
MunicipalityPaltaniemi
Current registered entries
1988-03-02Registered in Patent and Registration Office (Trade Register)
1989-02-03Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Heikkinen Pauli Pekka AnteroToimitusjohtajaSources: 3 · Confidence: 78%
Hannula Anna LoviisaToimitusjohtajan sijainenSources: 1 · Confidence: 78%
Heikkinen Pauli Pekka AnteroVarsinainen jäsenSources: 2 · Confidence: 78%
Heikkinen Pekka LauriVarajäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSaturainen Oy
Grade unchangedA3 · new analysis 2026-10-17
73/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
49 peersSolvency47%
Close to the peer-group midpoint
Profitability48%
Close to the peer-group midpoint
Liquidity41%
Below 59% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1773/100 · v0.15
A3 → A3 · -3 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Deteriorating
- Solvency: Not enough history → Improving
A3
2026-09-1976/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 38 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
27 register eventsLatest event: 2026-09-08
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Saturainen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.