Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
SAUMAXI OY
SAUMAXI OY's registered office is Vanda. It is a limited company. The company was established on 2018-02-26. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €946,937 and operating profit was €58,918.
Business ID 2895766-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2895766-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2018-02-26
- Business ID registration date
- 2018-02-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haukitie 26, 01490, Vanda
Phone: +358443023817Source observation
Email: [email protected]Source observation
Website: https://saumaxi.fiSource observation
E-invoice address: 003728957664 · Operator: Liaison TechnologiesSource: company website
People and decision-makers
Huotari Jorma KristianToimitusjohtaja
About SAUMAXI OY
Financial position and key figures for the company.
SAUMAXI OY's location municipality is Vanda. It is a limited company. The company was established on 2018-02-26. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €946,937 and operating profit was €58,918. The latest retained financial statement for 2025-12-31 shows revenue of €946,937 and profit for the financial year of €46,990. Based on the latest retained statement, revenue growth was -10.3%, operating margin was +6.2%, and equity ratio was +93.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
Combined source
Derived indicators
Revenue growth-10.3%
Operating margin6.2%
Equity ratio93.8%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €10,603
Cash and bank€521,550Previous: €634,396
Retained earnings€1,357,211Previous: €1,368,845
Profit before taxes€58,766Previous: €133,250
Equity€1,406,701Previous: €1,477,945
Liabilities€93,344Previous: €102,620
Current assets€587,499Previous: €647,246
Current liabilities€93,344Previous: €102,620
Employees9Previous: 9
Revenue trend4 periods
€1,385,075
2022-12-31
€1,527,371
2023-12-31
€1,055,427
2024-12-31
€946,937
2025-12-31
Operating profit (loss) trend4 periods
€349,530
2022-12-31
€339,939
2023-12-31
€141,328
2024-12-31
€58,918
2025-12-31
Profit (loss) for the financial year trend4 periods
€276,287
2022-12-31
€266,500
2023-12-31
€106,600
2024-12-31
€46,990
2025-12-31
Assets trend4 periods
€1,457,544
2022-12-31
€1,691,293
2023-12-31
€1,580,565
2024-12-31
€1,500,045
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginSatisfactory
66/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 91.3 % | 88.1 % | 93.5 % | 93.8 % |
| Current ratio | - | - | 6.18x | 5.59x |
| Operating profit margin | 25.2 % | 22.2 % | 13.3 % | 6.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2895766-4
VAT IDFI28957664
EU IDFIFPRO.2895766-4
MunicipalityVanda
Current registered entries
2018-02-20VAT-liable for business activity in Tax Administration (VAT Register)
2018-02-20Registered in Tax Administration (Prepayment Register)
2018-02-26Registered in Tax Administration (Tax Administration)
2018-02-26Registered in Patent and Registration Office (Trade Register)
2018-04-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Huotari Jorma KristianToimitusjohtajaSources: 4 · Confidence: 78%
Haverinen Pasi AnteroPuheenjohtajaSources: 4 · Confidence: 78%
Huotari Jorma KristianVarsinainen jäsenSources: 2 · Confidence: 78%
Susa RiihimäkiHallitus: varajäsenSources: 1 · Confidence: 76%
Pasi KlemettiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSAUMAXI OY
Grade unchangedB1 · new analysis 2026-10-17
69/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
117 peersSolvency94%
Better than 94% of peers
Profitability62%
Better than 62% of peers
Liquidity96%
Better than 96% of peers
Revenue growth29%
Below 71% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings51 days after period end
41 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Coordinated deterioration across 3 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1769/100 · v0.15
B1 → B1B1
2026-10-15 00:4669/100 · v0.14
B1 → B1 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B1 → B1- Revenue: Deteriorating
- Profitability: Deteriorating
- Solvency: Improving
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-02-20
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SAUMAXI OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.