Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Sävelavain Oy
Sävelavain Oy's registered office is Tampere. It is a limited company. The company was established on 2016-08-18. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €62,843 and operating profit was -€12,095.
Business ID 2773036-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2773036-1
- Sector
- Educational support activities n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2016-08-18
- Business ID registration date
- 2016-07-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kraatarinraitti 7, 33270, Tampere
Postal address: Rongankatu 14 D 27, 33100, Tampere
Website: https://www.savelavain.fiSource observation
About Sävelavain Oy
Financial position and key figures for the company.
Sävelavain Oy's location municipality is Tampere. It is a limited company. The company was established on 2016-08-18. It operates in the industry of educational support activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €62,843 and operating profit was -€12,095. The latest retained financial statement for 2025-12-31 shows revenue of €62,843 and profit for the financial year of -€13,334. Based on the latest retained statement, revenue growth was -39.9%, operating margin was -19.2%, and equity ratio was +96.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-39.9%
Operating margin-19.2%
Equity ratio96.9%
Balance-sheet contextLatest financial period
Other operating income€87Previous: €0
Cash and bank€67,901Previous: €538
Retained earnings€83,790Previous: €78,275
Equity€75,456Previous: €96,040
Liabilities€2,399Previous: €45,696
Current assets€76,439Previous: €17,689
Current liabilities€2,399Previous: €21,449
Revenue trend2 periods
€104,501
2024-12-31
€62,843
2025-12-31
Operating profit (loss) trend2 periods
€17,078
2024-12-31
-€12,095
2025-12-31
Profit (loss) for the financial year trend2 periods
€12,765
2024-12-31
-€13,334
2025-12-31
Assets trend2 periods
€141,736
2024-12-31
€77,855
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
2/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 67.8 % | 96.9 % |
| Current ratio | 0.03x | 28.30x |
| Operating profit margin | 16.3 % | -19.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2773036-1
VAT IDFI27730361
EU IDFIFPRO.2773036-1
MunicipalityTampere
Current registered entries
2016-08-18Registered in Tax Administration (Tax Administration)
2016-08-18Registered in Patent and Registration Office (Trade Register)
2016-08-31VAT-liable for business activity in Tax Administration (VAT Register)
2016-08-31Registered in Tax Administration (Prepayment Register)
2021-11-22Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSävelavain Oy
Grade unchangedB1 · new analysis 2026-10-17
63/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
429 peersSolvency87%
Better than 87% of peers
Profitability23%
Below 77% of peers
Liquidity97%
Better than 97% of peers
Revenue growth21%
Below 79% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings118 days after period end
149 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1763/100 · v0.15
B1 → B1B1
2026-10-02 11:4263/100 · v0.14
B1 → B1 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
55/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-28
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sävelavain Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.