Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Savo-Oil Oy
Savo-Oil Oy's registered office is Kuopio. It is a limited company. The company was established on 2017-10-13. It operates in the industry of freight transport by road. In its latest retained statement for 2025-08-31, revenue was €8,656,288 and operating profit was -€299.
Business ID 2857125-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2857125-1
- Sector
- Freight transport by road
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2017-10-13
- Business ID registration date
- 2017-09-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Niilontie 8, 70840, Kuopio
About Savo-Oil Oy
Financial position and key figures for the company.
Savo-Oil Oy's location municipality is Kuopio. It is a limited company. The company was established on 2017-10-13. It operates in the industry of freight transport by road. In its latest retained statement for 2025-08-31, revenue was €8,656,288 and operating profit was -€299. The latest retained financial statement for 2025-08-31 shows revenue of €8,656,288 and profit for the financial year of -€11,516. Based on the latest retained statement, revenue growth was -5.3%, operating margin was -0.0%, and equity ratio was +6.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-5.3%
Operating margin-0.0%
Equity ratio6.9%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €121
Inventory€191,498Previous: €91,786
Cash and bank€293,638Previous: €168,476
Retained earnings€57,155Previous: €38,087
Equity€72,139Previous: €83,655
Liabilities€977,973Previous: €724,432
Current assets€826,692Previous: €572,875
Current liabilities€863,628Previous: €602,895
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
9/100 · Declining
Current ratioPassable
19/100 · Improving
Operating profit marginPassable
50/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2857125-1
VAT IDFI28571251
EU IDFIFPRO.2857125-1
MunicipalityKuopio
Current registered entries
2017-10-13Registered in Tax Administration (Tax Administration)
2017-10-13Registered in Patent and Registration Office (Trade Register)
2021-12-28VAT-liable for business activity in Tax Administration (VAT Register)
2021-12-28Registered in Tax Administration (Prepayment Register)
2022-02-14Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSavo-Oil Oy
Grade unchangedB3 · new analysis 2026-10-17
45/100
Medium
Usable financial evidenceFinancial data included
National Tier 1 comparisonDescriptive comparison – does not change the model score.
628 peersSolvency23%
Below 77% of peers
Profitability34%
Below 66% of peers
Liquidity53%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings208 days after period end
208 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1745/100 · v0.15
B3 → B3B3
2026-09-30 18:1845/100 · v0.14
B2 → B3 · -9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
67/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-03-27
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Savo-Oil Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.