Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Savon Auto-Opisto Oy
Savon Auto-Opisto Oy was declared bankrupt 2026-09-17. In its latest retained statement for 2024-06-30, revenue was €128,990 and operating profit was -€10,162.
Business ID 0171329-9BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0171329-9
- Sector
- Driving school activities
- Municipality
- Ilomantsi
- Company form
- Limited company
- Registration date
- 1962-03-30
- Business ID registration date
- 1978-03-15
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalevalantie 13, 82900, Ilomantsi
Phone: +358400571156Source observation
Website: https://savonauto-opisto.fiSource observation
People and decision-makers
Lio SteimanHallitus: varsinainen jäsen
Osama Issa KhatibHallitus: varajäsen
About Savon Auto-Opisto Oy
Financial position and key figures for the company.
Savon Auto-Opisto Oy was declared bankrupt 2026-09-17. In its latest retained statement for 2024-06-30, revenue was €128,990 and operating profit was -€10,162. The latest retained financial statement for 2024-06-30 shows revenue of €128,990 and profit for the financial year of €14,648. Based on the latest retained statement, revenue growth was +10.1%, operating margin was -7.8%, and equity ratio was +56.4%.
Auxiliary business names
Public alternate names materialized from source observations.
Areena-X
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on autokoulutoiminnan harjoittaminen ja autojen vuokraus. Tilaelementtien valmistus, markkinointi, mainosmyynti ja kuljetuspalvelu. Kotitalouspalvelujen tarjoaminen.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-06-30
0
0
Enriched source observation
Derived indicators
Revenue growth10.1%
Operating margin-7.8%
Equity ratio56.4%
Revenue€128,990+€11,818 (+10.1%) vs previous periodPrevious: €117,172
Operating profit (loss)-€10,162-€12,210 (-596.1%) vs previous periodPrevious: €2,048
Profit (loss) for the financial year€14,648+€11,347 (+343.7%) vs previous periodPrevious: €3,301
Assets€170,051+€48,211 (+39.6%) vs previous periodPrevious: €121,839
Balance-sheet contextLatest financial period
Employees0Previous: No comparison value
Revenue trend5 periods
€96,750
2020-06-30
€114,532
2021-06-30
€83,987
2022-06-30
€117,172
2023-06-30
€128,990
2024-06-30
Operating profit (loss) trend5 periods
€19,344
2020-06-30
€4,955
2021-06-30
-€1,011
2022-06-30
€2,048
2023-06-30
-€10,162
2024-06-30
Profit (loss) for the financial year trend5 periods
€16,434
2020-06-30
€4,936
2021-06-30
€2,195
2022-06-30
€3,301
2023-06-30
€14,648
2024-06-30
Assets trend3 periods
€117,858
2022-06-30
€121,839
2023-06-30
€170,051
2024-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
71/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
30/100 · Declining
Ratio history
| Ratio | 2020-06-30 | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 |
|---|---|---|---|---|---|
| Equity ratio | - | - | 72.3 % | 66.7 % | 56.4 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 20.0 % | 4.3 % | -1.2 % | 1.8 % | -7.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID0171329-9
EU IDFIFPRO.0171329-9
MunicipalityIlomantsi
Current registered entries
1962-03-30Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Osama Issa KhatibHallitus: varajäsenSources: 1 · Confidence: 76%
Lio SteimanHallitus: varsinainen jäsenSources: 2 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskSavon Auto-Opisto Oy
Grade unchangedD · new analysis 2026-10-17
29/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityVolatile
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
34 peersSolvency56%
Better than 56% of peers
Profitability9%
Below 91% of peers
Revenue growth68%
Better than 68% of peers
Supporting factors
- Strong equity ratio
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
- Severe registry event in the last 6 months
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1729/100 · v0.15
D → DD
2026-09-2729/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 64 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Bankruptcy-related registry eventRegistryEvidence verified
17 Sept 2026 · PRH / KREKBANKRUPTCYRegistry timeline
Trade register notifications shown on a timeline.
25 register eventsLatest event: 2026-09-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Savon Auto-Opisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.