Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Savon Rakentajat Oy
Savon Rakentajat Oy's registered office is Kuopio. It is a limited company. The company was established on 2009-12-21. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €440,244 and operating profit was €828,211.
Business ID 2302564-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2302564-9
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2009-12-21
- Business ID registration date
- 2009-12-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tehdaskatu 20, 70620, Kuopio
Website: https://www.savonrakentajat.fiSource observation
About Savon Rakentajat Oy
Financial position and key figures for the company.
Savon Rakentajat Oy's location municipality is Kuopio. It is a limited company. The company was established on 2009-12-21. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €440,244 and operating profit was €828,211. The latest retained financial statement for 2025-12-31 shows revenue of €440,244 and profit for the financial year of €591,265. Based on the latest retained statement, revenue growth was +47.7%, operating margin was +188.1%, and equity ratio was +5.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
7
2
PRH/XBRL financial statement
Derived indicators
Revenue growth47.7%
Operating margin188.1%
Equity ratio5.8%
Balance-sheet contextLatest financial period
Other operating income€1,356,841Previous: €626,945
Inventory€611,786Previous: €845,780
Cash and bank€0Previous: €129,722
Retained earnings-€311,001Previous: €84,578
Equity€282,764Previous: -€308,501
Liabilities€4,630,556Previous: €5,745,886
Current assets€667,619Previous: €1,006,062
Current liabilities€310,604Previous: €251,559
Revenue trend2 periods
€298,024
2024-12-31
€440,244
2025-12-31
Operating profit (loss) trend2 periods
-€17,655
2024-12-31
€828,211
2025-12-31
Profit (loss) for the financial year trend2 periods
-€395,579
2024-12-31
€591,265
2025-12-31
Assets trend2 periods
€5,437,385
2024-12-31
€4,913,320
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
7/100 · Improving
Current ratioSatisfactory
66/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -5.7 % | 5.8 % |
| Current ratio | 3.88x | 1.97x |
| Operating profit margin | -1.9 % | 46.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2302564-9
VAT IDFI23025649
EU IDFIFPRO.2302564-9
MunicipalityKuopio
Current registered entries
2009-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2009-12-02Registered in Tax Administration (Prepayment Register)
2009-12-21Registered in Patent and Registration Office (Trade Register)
2010-01-26Registered in Tax Administration (Tax Administration)
2020-04-18VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactorySavon Rakentajat Oy
Grade unchangedB2 · new analysis 2026-10-18
56/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
195 peersSolvency18%
Below 82% of peers
Profitability98%
Better than 98% of peers
Liquidity82%
Better than 82% of peers
Revenue growth84%
Better than 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings107 days after period end
165 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- High balance-sheet leverage
- Severe registry event 12–24 months ago
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1856/100 · v0.15
B2 → B2B2
2026-10-04 21:0356/100 · v0.14
B2 → B2 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1550/100 · v0.14
B3 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-04-17
Financial statements availability
Available financial statement periods and PRH source filings.
7 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-14.
This company profile has not been claimed yet
Savon Rakentajat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.