Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Savonmaan Osuuspankki
Savonmaan Osuuspankki's registered office is Tervo. It is a cooperative bank. The company was established on 1908-05-21. It operates in the industry of other monetary intermediation.
Business ID 0173110-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0173110-4
- Sector
- Other monetary intermediation
- Municipality
- Tervo
- Company form
- Cooperative bank
- Registration date
- 1908-05-21
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Urheilutie 1, 72210, Tervo
Website: https://www.op.fi/savonmaaSource observation
About Savonmaan Osuuspankki
Financial position and key figures for the company.
Savonmaan Osuuspankki's location municipality is Tervo. It is a cooperative bank. The company was established on 1908-05-21. It operates in the industry of other monetary intermediation.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0173110-4
VAT IDFI01731104
MunicipalityTervo
Current registered entries
1908-05-21Registered in Patent and Registration Office (Trade Register)
1972-01-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2016-10-17Member of liability group in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSavonmaan Osuuspankki
Grade unchangedC · new analysis 2026-10-18
39/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Severe registry event in the last 6 months
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1839/100 · v0.15
C → CC
2026-10-0239/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
87/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
100/100
The company has about 118 years of registry continuity.
Registry and status signalsKoholla
20/100
A severity-mapped registry signal in the last 6 months requires attention.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Financial statements registeredFinancialEvidence verified
30 Sept 2026 · PRH / KREKFINANCIAL STATEMENTSRegistry timeline
Trade register notifications shown on a timeline.
59 register eventsLatest event: 2026-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-19.
This company profile has not been claimed yet
Savonmaan Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.