Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
SAVU Design & Jewellery Oy
SAVU Design & Jewellery Oy's registered office is Kuopio. It is a limited company. The company was established on 2020-01-28. It operates in the industry of manufacture of jewellery and related articles. In its latest retained statement for 2026-01-31, revenue was €6,390 and operating profit was €9,141.
Business ID 3113344-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3113344-7
- Sector
- Manufacture of jewellery and related articles
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2020-01-28
- Business ID registration date
- 2020-01-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haapaniementie 17, 70620, Kuopio
Website: https://www.savujewellery.comSource observation
About SAVU Design & Jewellery Oy
Financial position and key figures for the company.
SAVU Design & Jewellery Oy's location municipality is Kuopio. It is a limited company. The company was established on 2020-01-28. It operates in the industry of manufacture of jewellery and related articles. In its latest retained statement for 2026-01-31, revenue was €6,390 and operating profit was €9,141. The latest retained financial statement for 2026-01-31 shows revenue of €6,390 and profit for the financial year of €7,201. Based on the latest retained statement, revenue growth was -42.7%, operating margin was +143.0%, and equity ratio was +63.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-42.7%
Operating margin143.0%
Equity ratio63.0%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €661
Inventory€47,750Previous: €40,279
Cash and bank€225Previous: €580
Retained earnings€23,545Previous: €19,567
Equity€30,746Previous: €23,545
Liabilities€18,022Previous: €20,803
Current assets€48,014Previous: €43,344
Current liabilities€18,022Previous: €20,788
Revenue trend2 periods
€11,159
2025-01-31
€6,390
2026-01-31
Operating profit (loss) trend2 periods
€5,901
2025-01-31
€9,141
2026-01-31
Profit (loss) for the financial year trend2 periods
€3,979
2025-01-31
€7,201
2026-01-31
Assets trend2 periods
€44,349
2025-01-31
€48,768
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
79/100 · Improving
Current ratioGood
89/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2025-01-31 | 2026-01-31 |
|---|---|---|
| Equity ratio | 53.1 % | 63.0 % |
| Current ratio | 1.97x | 2.66x |
| Operating profit margin | 49.9 % | 143.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3113344-7
VAT IDFI31133447
EU IDFIFPRO.3113344-7
MunicipalityKuopio
Current registered entries
2020-01-22VAT-liable for business activity in Tax Administration (VAT Register)
2020-01-22Registered in Tax Administration (Prepayment Register)
2020-01-28Registered in Tax Administration (Tax Administration)
2020-01-28Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodSAVU Design & Jewellery Oy
Grade unchangedA2 · new analysis 2026-10-18
82/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
4382 peersSolvency56%
Better than 56% of peers
Profitability99%
Better than 99% of peers
Liquidity79%
Better than 79% of peers
Revenue growth20%
Below 80% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings90 days after period end
120 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1882/100 · v0.15
A2 → A2A2
2026-09-29 10:5982/100 · v0.14
B1 → A2 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
91/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-05-01
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SAVU Design & Jewellery Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.