Financial statement availableFinancialEvidence verified
28 Oct 2026 · PRH / XBRLFinancial period ends 2025-12-31.Business profile
SBC Laiturit Oy
SBC Laiturit Oy's registered office is Sarvvik. It is a limited company. The company was established on 2023-01-24. It operates in the industry of construction of water projects. In its latest retained statement for 2025-12-31, revenue was €2,760 and operating profit was €1,867.
Business ID 3339410-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3339410-6
- Sector
- Construction of water projects
- Municipality
- Sarvvik
- Company form
- Limited company
- Registration date
- 2023-01-24
- Business ID registration date
- 2023-01-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Siltaranta 4, 02390, Sarvvik
Postal address: Kilvoituksentie 3 A 1, 02360, Esbo
Website: https://www.sarfvikbeachclub.fiSource observation
About SBC Laiturit Oy
Financial position and key figures for the company.
SBC Laiturit Oy's location municipality is Sarvvik. It is a limited company. The company was established on 2023-01-24. It operates in the industry of construction of water projects. In its latest retained statement for 2025-12-31, revenue was €2,760 and operating profit was €1,867. The latest retained financial statement for 2025-12-31 shows revenue of €2,760 and profit for the financial year of €1,631. Based on the latest retained statement, revenue growth was -55.0%, operating margin was +67.6%, and equity ratio was +2.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
PRH/XBRL financial statement
Derived indicators
Revenue growth-55.0%
Operating margin67.6%
Equity ratio2.0%
Balance-sheet contextLatest financial period
Cash and bank€1,247Previous: €17,035
Retained earnings€229Previous: -€1,609
Equity€1,860Previous: €229
Liabilities€93,167Previous: €111,686
Current assets€20,647Previous: €17,035
Current liabilities€2,847Previous: €111,686
Revenue trend3 periods
€1,790
2023-12-31
€6,139
2024-12-31
€2,760
2025-12-31
Operating profit (loss) trend3 periods
-€1,609
2023-12-31
€2,431
2024-12-31
€1,867
2025-12-31
Profit (loss) for the financial year trend3 periods
-€1,609
2023-12-31
€1,838
2024-12-31
€1,631
2025-12-31
Assets trend3 periods
€121,109
2023-12-31
€111,915
2024-12-31
€95,027
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
2/100 · Improving
Current ratioWeak
15/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | -1.3 % | 0.2 % | 2.0 % |
| Current ratio | 0.00x | 0.15x | 0.44x |
| Operating profit margin | -89.9 % | 39.6 % | 67.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3339410-6
EU IDFIFPRO.3339410-6
MunicipalitySarvvik
Current registered entries
2023-01-20Registered in Tax Administration (Prepayment Register)
2023-01-24Registered in Patent and Registration Office (Trade Register)
2023-01-25Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSBC Laiturit Oy
Grade unchangedB3 · new analysis 2026-11-01
40/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueVolatile
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
987 peersSolvency22%
Below 78% of peers
Profitability95%
Better than 95% of peers
Liquidity59%
Better than 59% of peers
Revenue growth19%
Below 81% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings301 days after period end
301 days after period end
3 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Sharp year-over-year revenue drop
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessmentsB3
2026-11-0140/100 · v0.15
B3 → B3B3
2026-10-31 21:0740/100 · v0.15
B3 → B3 · -7 points- Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2025-12-31).
B3
2026-10-1747/100 · v0.15
B3 → B3B3
2026-10-05 05:2447/100 · v0.14
C → B3 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-11-01
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
23/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2025-09-02
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SBC Laiturit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.