Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
SBC Saksa Oy
SBC Saksa Oy's registered office is Lahti. It is a limited company. The company was established on 2015-08-17. It operates in the industry of other non-specialised retail sale. In its latest retained statement for 2025-12-31, revenue was €3,359,939 and operating profit was -€361,488.
Business ID 2704110-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2704110-1
- Sector
- Other non-specialised retail sale
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2015-08-17
- Business ID registration date
- 2015-08-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vesijärvenkatu 11 A 2, 15140, Lahti
Website: https://www.freddywear.deSource observation
About SBC Saksa Oy
Financial position and key figures for the company.
SBC Saksa Oy's location municipality is Lahti. It is a limited company. The company was established on 2015-08-17. It operates in the industry of other non-specialised retail sale. In its latest retained statement for 2025-12-31, revenue was €3,359,939 and operating profit was -€361,488. The latest retained financial statement for 2025-12-31 shows revenue of €3,359,939 and profit for the financial year of -€423,247. Based on the latest retained statement, revenue growth was -21.3%, operating margin was -10.8%, and equity ratio was -21.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-21.3%
Operating margin-10.8%
Equity ratio-21.2%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €55,637
Inventory€1,208,956Previous: €1,131,638
Cash and bank€24,965Previous: €63,044
Retained earnings€71,602Previous: €262,087
Equity-€349,145Previous: €74,102
Liabilities€1,997,680Previous: €1,446,019
Current assets€1,438,550Previous: €1,409,018
Current liabilities€1,997,680Previous: €1,446,019
Revenue trend2 periods
€4,268,219
2024-12-31
€3,359,939
2025-12-31
Operating profit (loss) trend2 periods
-€101,196
2024-12-31
-€361,488
2025-12-31
Profit (loss) for the financial year trend2 periods
-€190,485
2024-12-31
-€423,247
2025-12-31
Assets trend2 periods
€1,520,121
2024-12-31
€1,648,535
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
21/100 · Declining
Operating profit marginWeak
23/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 4.9 % | -21.2 % |
| Current ratio | 0.83x | 0.62x |
| Operating profit margin | -2.3 % | -10.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2704110-1
VAT IDFI27041101
EU IDFIFPRO.2704110-1
MunicipalityLahti
Current registered entries
2015-08-05Registered in Tax Administration (Employer Register)
2015-08-05VAT-liable for business activity in Tax Administration (VAT Register)
2015-08-12Registered in Tax Administration (Prepayment Register)
2015-08-17Registered in Patent and Registration Office (Trade Register)
2015-08-18Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskSBC Saksa Oy
Grade unchangedD · new analysis 2026-10-17
17/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsLiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
69 peersSolvency3%
Below 97% of peers
Profitability3%
Below 97% of peers
Liquidity39%
Below 61% of peers
Revenue growth6%
Below 94% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings183 days after period end
192 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1717/100 · v0.15
D → DD
2026-09-21 08:4617/100 · v0.14
B1 → D · -47 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1B1
2026-09-1464/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2025-10-15
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SBC Saksa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.