Business profile

SE-Team Oy

SE-Team Oy's registered office is Kerava. It is a limited company. The company was established on 2014-04-09. It operates in the industry of retail sale of motorcycles, motorcycle parts and accessories. In its latest retained statement for 2025-09-30, revenue was €708,556 and operating profit was -€24,991.

Claim profileContact details
Business ID 2615648-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2615648-4
Sector
Retail sale of motorcycles, motorcycle parts and accessories
Municipality
Kerava
Company form
Limited company
Registration date
2014-04-09
Business ID registration date
2014-04-04
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Isonkiventie 15 A, 04250, Kerava

Website: https://www.seteam.fiSource observation

About SE-Team Oy

Financial position and key figures for the company.

SE-Team Oy's location municipality is Kerava. It is a limited company. The company was established on 2014-04-09. It operates in the industry of retail sale of motorcycles, motorcycle parts and accessories. In its latest retained statement for 2025-09-30, revenue was €708,556 and operating profit was -€24,991. The latest retained financial statement for 2025-09-30 shows revenue of €708,556 and profit for the financial year of -€30,647. Based on the latest retained statement, revenue growth was -22.1%, operating margin was -3.5%, and equity ratio was +23.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-09-30

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-22.1%
Operating margin-3.5%
Equity ratio23.2%
Revenue€708,556-€200,743 (-22.1%) vs previous periodPrevious: €909,299
Operating profit (loss)-€24,991-€42,590 (-242.0%) vs previous periodPrevious: €17,599
Profit (loss) for the financial year-€30,647-€40,309 (-417.2%) vs previous periodPrevious: €9,662
Assets€497,571-€113,298 (-18.5%) vs previous periodPrevious: €610,869
Balance-sheet contextLatest financial period
Inventory€208,617Previous: €313,711
Cash and bank€17,529Previous: €26,854
Retained earnings€43,460Previous: €37,798
Equity€115,313Previous: €49,960
Liabilities€382,257Previous: €560,909
Current assets€245,118Previous: €362,486
Current liabilities€293,077Previous: €376,309
Revenue trend2 periods
€909,299
2024-09-30
€708,556
2025-09-30
Operating profit (loss) trend2 periods
€17,599
2024-09-30
-€24,991
2025-09-30
Profit (loss) for the financial year trend2 periods
€9,662
2024-09-30
-€30,647
2025-09-30
Assets trend2 periods
€610,869
2024-09-30
€497,571
2025-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
29/100 · Improving
23.2 %2024-09-30: 8.2 %
Current ratioPassable
26/100 · Declining
0.77x2024-09-30: 0.91x
Operating profit marginWeak
41/100 · Declining
-3.5 %2024-09-30: 1.9 %
Ratio history
Ratio2024-09-302025-09-30
Equity ratio8.2 %23.2 %
Current ratio0.91x0.77x
Operating profit margin1.9 %-3.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2615648-4
VAT IDFI26156484
EU IDFIFPRO.2615648-4
MunicipalityKerava
Current registered entries
2014-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2014-04-04Registered in Tax Administration (Prepayment Register)
2014-04-09Registered in Patent and Registration Office (Trade Register)
2014-05-01Registered in Tax Administration (Employer Register)
2014-05-14Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactorySE-Team Oy
Grade downgradedB1 → B2 · new analysis 2026-09-29
Model score52/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityStable
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
41 peers
Solvency37%
Below 63% of peers
Profitability17%
Below 83% of peers
Liquidity41%
Below 59% of peers
Revenue growth5%
Below 95% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag157 days after period end
Typical registration lag166 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-09-29 03:0452/100 · v0.14
B1 → B2 · -14 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-29
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
57/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 12 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

15 register eventsLatest event: 2026-03-06

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

SE-Team Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.