Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.Business profile
Sefe Oy
Sefe Oy's registered office is Helsingfors. It is a limited company. The company was established on 2018-01-24. It operates in the industry of rental and leasing of cars and light motor vehicles. In its latest retained statement for 2025-05-31, revenue was €29,965 and operating profit was €1,271.
Business ID 2880888-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2880888-8
- Sector
- Rental and leasing of cars and light motor vehicles
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2018-01-24
- Business ID registration date
- 2018-01-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Revontulentie 21 C, 00740, Helsingfors
About Sefe Oy
Financial position and key figures for the company.
Sefe Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2018-01-24. It operates in the industry of rental and leasing of cars and light motor vehicles. In its latest retained statement for 2025-05-31, revenue was €29,965 and operating profit was €1,271. The latest retained financial statement for 2025-05-31 shows revenue of €29,965 and profit for the financial year of -€1,033. Based on the latest retained statement, revenue growth was +75.4%, operating margin was +4.2%, and equity ratio was -1.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-05-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth75.4%
Operating margin4.2%
Equity ratio-1.1%
Balance-sheet contextLatest financial period
Cash and bank€2,370Previous: €1,751
Retained earnings-€2,763Previous: €9,014
Equity-€966Previous: €67
Liabilities€85,782Previous: €59,160
Current assets€35,072Previous: €6,794
Current liabilities€115,776Previous: €23,016
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginSatisfactory
61/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2880888-8
VAT IDFI28808888
EU IDFIFPRO.2880888-8
MunicipalityHelsingfors
Current registered entries
2018-01-08VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-24Registered in Tax Administration (Tax Administration)
2018-01-24Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSefe Oy
Grade downgradedB2 → C · new analysis 2026-09-19
39/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
331 peersSolvency18%
Below 82% of peers
Profitability61%
Better than 61% of peers
Liquidity37%
Below 63% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings287 days after period end
287 days after period end
1 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-09-19 22:1739/100 · v0.14
B2 → C · -14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1453/100 · v0.14
B2 → B2B2
2026-09-1453/100 · v0.13
B2 → B2 · -1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1354/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
30/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-03-14
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
Sefe Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.