Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Business profile
Semikiire Oy
Semikiire Oy's registered office is Tesjoki. It is a limited company. The company was established on 2024-03-28. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €94,188 and operating profit was €31,004.
Business ID 3428033-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3428033-8
- Sector
- Activities of insurance agents and brokers
- Municipality
- Tesjoki
- Company form
- Limited company
- Registration date
- 2024-03-28
- Business ID registration date
- 2024-02-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kestikievarintie 10, 07955, Tesjoki
About Semikiire Oy
Financial position and key figures for the company.
Semikiire Oy's location municipality is Tesjoki. It is a limited company. The company was established on 2024-03-28. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €94,188 and operating profit was €31,004. The latest retained financial statement for 2026-02-28 shows revenue of €94,188 and profit for the financial year of €30,994. Based on the latest retained statement, revenue growth was +118.8%, operating margin was +32.9%, and equity ratio was +70.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-02-28
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth118.8%
Operating margin32.9%
Equity ratio70.4%
Balance-sheet contextLatest financial period
Cash and bank€9,149Previous: €88
Retained earnings-€7,109Previous: €0
Equity€23,886Previous: -€7,109
Liabilities€10,025Previous: €7,445
Current assets€11,493Previous: €336
Current liabilities€10,025Previous: €7,445
Revenue trend2 periods
€43,053
2025-02-28
€94,188
2026-02-28
Operating profit (loss) trend2 periods
-€6,985
2025-02-28
€31,004
2026-02-28
Profit (loss) for the financial year trend2 periods
-€7,109
2025-02-28
€30,994
2026-02-28
Assets trend2 periods
€336
2025-02-28
€33,911
2026-02-28
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
88/100 · Improving
Current ratioPassable
30/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2025-02-28 | 2026-02-28 |
|---|---|---|
| Equity ratio | -2117.1 % | 70.4 % |
| Current ratio | 0.01x | 0.91x |
| Operating profit margin | -16.2 % | 32.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3428033-8
EU IDFIFPRO.3428033-8
MunicipalityTesjoki
Current registered entries
2024-03-28Registered in Tax Administration (Tax Administration)
2024-03-28Registered in Patent and Registration Office (Trade Register)
2024-05-29Registered in Tax Administration (Employer Register)
2024-05-29Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodSemikiire Oy
Grade unchangedA3 · new analysis 2026-10-17
77/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
97 peersSolvency51%
Close to the peer-group midpoint
Profitability80%
Better than 80% of peers
Liquidity59%
Better than 59% of peers
Revenue growth89%
Better than 89% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings175 days after period end
153 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1777/100 · v0.15
A3 → A3A3
2026-09-26 13:3177/100 · v0.14
B2 → A3 · +26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-02-28).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1551/100 · v0.14
B2 → B2 · -3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-07-09
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-02-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-03.
This company profile has not been claimed yet
Semikiire Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.