Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Business profile
Sercado Group Oy
Sercado Group Oy's registered office is Helsingfors. It is a limited company. The company was established on 1999-07-01. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €26,257 and operating profit was -€7,743.
Business ID 1545400-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1545400-5
- Sector
- Business and other management consultancy activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1999-07-01
- Business ID registration date
- 1999-08-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Postal address: P.O. Box 31, 00641, Helsingfors
Website: https://www.sercadogroup.fiSource observation
About Sercado Group Oy
Financial position and key figures for the company.
Sercado Group Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1999-07-01. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €26,257 and operating profit was -€7,743. The latest retained financial statement for 2025-12-31 shows revenue of €26,257 and profit for the financial year of -€7,679. Based on the latest retained statement, revenue growth was -8.3%, operating margin was -29.5%, and equity ratio was -243.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-8.3%
Operating margin-29.5%
Equity ratio-243.5%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €457
Cash and bank€2,959Previous: €7,022
Retained earnings-€24,807Previous: -€8,687
Equity-€21,502Previous: -€13,823
Liabilities€30,334Previous: €29,642
Current assets€8,831Previous: €15,819
Current liabilities€1,675Previous: €984
Revenue trend2 periods
€28,634
2024-12-31
€26,257
2025-12-31
Operating profit (loss) trend2 periods
-€16,122
2024-12-31
-€7,743
2025-12-31
Profit (loss) for the financial year trend2 periods
-€16,120
2024-12-31
-€7,679
2025-12-31
Assets trend2 periods
€15,819
2024-12-31
€8,831
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioSatisfactory
59/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -87.4 % | -243.5 % |
| Current ratio | 7.14x | 1.77x |
| Operating profit margin | -55.4 % | -29.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1545400-5
VAT IDFI15454005
EU IDFIFPRO.1545400-5
MunicipalityHelsingfors
Current registered entries
1999-06-11VAT-liable for business activity in Tax Administration (VAT Register)
1999-07-01Registered in Patent and Registration Office (Trade Register)
1999-08-02Registered in Tax Administration (Prepayment Register)
1999-08-05Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorSercado Group Oy
Grade downgradedA3 → B3 · new analysis 2026-09-21
45/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
ProfitabilityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
55 peersSolvency4%
Below 96% of peers
Profitability25%
Below 75% of peers
Liquidity58%
Better than 58% of peers
Revenue growth44%
Below 56% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings161 days after period end
142 days after period end
4 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-21 01:2145/100 · v0.14
A3 → B3 · -33 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1478/100 · v0.14
B1 → A3 · +14 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1364/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-21
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 27 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-06-10
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Sercado Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.