Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
SGR Invest Oy
SGR Invest Oy's registered office is Esbo. It is a limited company. The company was established on 2022-04-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2023-09-30, revenue was €1,173,113 and operating profit was €54,817.
Business ID 3270038-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3270038-6
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2022-04-05
- Business ID registration date
- 2022-02-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Terijoentie 12 C, 02130, Esbo
About SGR Invest Oy
Financial position and key figures for the company.
SGR Invest Oy's location municipality is Esbo. It is a limited company. The company was established on 2022-04-05. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2023-09-30, revenue was €1,173,113 and operating profit was €54,817. The latest retained financial statement for 2023-09-30 shows revenue of €1,173,113 and profit for the financial year of €46,995. Based on the latest retained statement, revenue growth was +862.9%, operating margin was +4.7%, and equity ratio was -15.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-09-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth862.9%
Operating margin4.7%
Equity ratio-15.6%
Balance-sheet contextLatest financial period
Inventory€1,228,065Previous: €511,860
Cash and bank€79,227Previous: €244,846
Retained earnings-€250,933Previous: €0
Equity-€203,938Previous: -€250,933
Liabilities€1,511,230Previous: €1,007,639
Current assets€1,307,292Previous: €756,706
Current liabilities€11,230Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioGood
100/100 · Trend unavailable
Operating profit marginSatisfactory
62/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3270038-6
EU IDFIFPRO.3270038-6
MunicipalityEsbo
Current registered entries
2022-03-01Registered in Tax Administration (Prepayment Register)
2022-04-05Registered in Tax Administration (Tax Administration)
2022-04-05Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactorySGR Invest Oy
Grade unchangedB2 · new analysis 2026-10-17
53/100
Low
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
393 peersSolvency3%
Below 97% of peers
Profitability74%
Better than 74% of peers
Liquidity94%
Better than 94% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings49 days after period end
49 days after period end
1 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1753/100 · v0.15
B2 → B2B2
2026-09-19 17:2353/100 · v0.14
B1 → B2 · -10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-09-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-11
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2023-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SGR Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.