Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
SH-hoivapalvelut Oy
SH-hoivapalvelut Oy's registered office is Nurmo. It is a limited company. The company was established on 2022-06-15. It operates in the industry of home help services for older persons and persons with disabilities. In its latest retained statement for 2026-07-31, revenue was €12,552 and operating profit was €10,564.
Business ID 3292818-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3292818-8
- Sector
- Home help services for older persons and persons with disabilities
- Municipality
- Nurmo
- Company form
- Limited company
- Registration date
- 2022-06-15
- Business ID registration date
- 2022-06-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Helatie 3, 60550, Nurmo
About SH-hoivapalvelut Oy
Financial position and key figures for the company.
SH-hoivapalvelut Oy's location municipality is Nurmo. It is a limited company. The company was established on 2022-06-15. It operates in the industry of home help services for older persons and persons with disabilities. In its latest retained statement for 2026-07-31, revenue was €12,552 and operating profit was €10,564. The latest retained financial statement for 2026-07-31 shows revenue of €12,552 and profit for the financial year of €9,569. Based on the latest retained statement, revenue growth was +25.7%, operating margin was +84.2%, and equity ratio was +11.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-07-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth25.7%
Operating margin84.2%
Equity ratio11.1%
Balance-sheet contextLatest financial period
Cash and bank€4,773Previous: €4,029
Retained earnings-€8,932Previous: -€16,053
Equity€637Previous: -€8,932
Liabilities€5,107Previous: €14,059
Current assets€5,744Previous: €5,127
Current liabilities€5,107Previous: €5,391
Revenue trend2 periods
€9,987
2025-07-31
€12,552
2026-07-31
Operating profit (loss) trend2 periods
€8,628
2025-07-31
€10,564
2026-07-31
Profit (loss) for the financial year trend2 periods
€7,121
2025-07-31
€9,569
2026-07-31
Assets trend2 periods
€5,127
2025-07-31
€5,744
2026-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
14/100 · Improving
Current ratioPassable
31/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2025-07-31 | 2026-07-31 |
|---|---|---|
| Equity ratio | -174.2 % | 11.1 % |
| Current ratio | 0.75x | 0.93x |
| Operating profit margin | 86.4 % | 84.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3292818-8
EU IDFIFPRO.3292818-8
MunicipalityNurmo
Current registered entries
2022-06-15Registered in Tax Administration (Tax Administration)
2022-06-15Registered in Patent and Registration Office (Trade Register)
2022-08-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskSH-hoivapalvelut Oy
Grade downgradedB3 → C · new analysis 2026-10-17
39/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyImproving
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
68 peersSolvency40%
Below 60% of peers
Profitability100%
Better than 100% of peers
Liquidity79%
Better than 79% of peers
Revenue growth87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings34 days after period end
35 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Severe registry event 12–24 months ago
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1739/100 · v0.15
B3 → C · -10 points- Registry-signal recency changed: 6–12 months → 12–24 months.
- New risk factor: Severe registry event 12–24 months ago.
- New risk factor: Severe registry event 12-24 months ago combined with no financial-statement filing in the last 12 months.
B3
2026-09-21 15:0649/100 · v0.14
B3 → B3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1445/100 · v0.14
B3 → B3B3
2026-09-1445/100 · v0.13
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
42/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-09-24
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SH-hoivapalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.