Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
SHInvest Oy
SHInvest Oy's registered office is Seinäjoki. It is a limited company. The company was established on 2014-10-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €126,357 and operating profit was -€68,105.
Business ID 2644544-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2644544-6
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Seinäjoki
- Company form
- Limited company
- Registration date
- 2014-10-20
- Business ID registration date
- 2014-09-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lutterikuja 13, 60220, Seinäjoki
About SHInvest Oy
Financial position and key figures for the company.
SHInvest Oy's location municipality is Seinäjoki. It is a limited company. The company was established on 2014-10-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €126,357 and operating profit was -€68,105. The latest retained financial statement for 2025-12-31 shows revenue of €126,357 and profit for the financial year of €4,469. Based on the latest retained statement, revenue growth was +230.8%, operating margin was -53.9%, and equity ratio was +82.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth230.8%
Operating margin-53.9%
Equity ratio82.2%
Balance-sheet contextLatest financial period
Other operating income€29,177Previous: €29,013
Inventory€234,474Previous: €3,900
Cash and bank€97,116Previous: €4,568
Advances received€1,092Previous: €0
Retained earnings€6,480,799Previous: €6,558,396
Equity€6,587,769Previous: €6,583,300
Liabilities€1,425,384Previous: €949,237
Current assets€6,309,384Previous: €5,790,358
Current liabilities€1,105,139Previous: €567,567
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioWeak
10/100 · Improving
Operating profit marginWeak
0/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2644544-6
VAT IDFI26445446
EU IDFIFPRO.2644544-6
MunicipalitySeinäjoki
Current registered entries
2014-10-20Registered in Patent and Registration Office (Trade Register)
2014-10-21Registered in Tax Administration (Tax Administration)
2015-01-02Registered in Tax Administration (Prepayment Register)
2020-02-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableSHInvest Oy
Grade unchangedB1 · new analysis 2026-10-18
66/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
75 peersSolvency52%
Close to the peer-group midpoint
Profitability4%
Below 96% of peers
Liquidity44%
Below 56% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings185 days after period end
185 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1866/100 · v0.15
B1 → B1B1
2026-09-24 03:0766/100 · v0.14
A3 → B1 · -8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 11 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-08-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
SHInvest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.